Compare Chevrolet Cobalt Car Insurance Rates [2024]
Car insurance rates for a Chevrolet Cobalt average $1,342 a year, or around $112 a month. Mature drivers with good driving records may find rates as low as $789 a year.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
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UPDATED: Mar 10, 2024
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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Mar 10, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Key Takeaways:
- Full coverage costs around $1,342 a year or $112 each month
- A liability-only policy costs around $538 a year or $45 each month
- Highest rates are for teenage drivers at around $4,905 a year or $409 each month
- Good drivers can save as much as $553 a year by earning policy discounts
- Chevrolet Cobalt insurance costs around $177 less per year than the average vehicle
Chevrolet Cobalt insurance rates cost drivers an average of $1,342 a year, or around $112 per month. Good drivers can save up to $553 on Chevrolet Cobalt rates by qualifying for policy discounts.
Learn helpful tips right here in this guide to start researching Chevrolet Cobalt insurance rates that you can feel confident about.
You can start comparing quotes for Chevrolet Cobalt car insurance rates from some of the best car insurance companies by using our free online tool now.
Chevrolet Cobalt Insurance Cost
The average Chevrolet Cobalt car insurance rates are $1,342 a year or $112 a month.
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Are Chevrolet Cobalts Expensive to Insure?
The chart below details how Chevrolet Cobalt insurance rates compare to other sedans like the Ford Focus, Toyota Camry, and Subaru WRX.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford Focus | $244 | $536 | $398 | $1,336 |
| Toyota Camry | $294 | $570 | $390 | $1,412 |
| Subaru WRX | $320 | $566 | $338 | $1,360 |
| Hyundai Sonata | $294 | $532 | $420 | $1,426 |
| Hyundai Elantra | $280 | $562 | $372 | $1,372 |
| Toyota Corolla | $294 | $542 | $390 | $1,384 |
However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.
Read More: Compare Ford vs. Chevrolet Car Insurance Rates
What Impacts the Cost of Chevrolet Cobalt Insurance?
The Chevrolet Cobalt trim and model you choose will affect the total price you will pay for Chevrolet Cobalt insurance coverage.
Age of the Vehicle
Older Chevrolet Cobalt models generally cost less to insure. For example, car insurance rates for a 2010 Chevrolet Cobalt are $1,342, while 2010 Chevrolet Cobalt rates are $1,342, a difference of $.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2010 Chevrolet Cobalt | $198 | $364 | $580 | $1,342 |
| 2010 Chevrolet Cobalt | $198 | $364 | $580 | $1,342 |
Driver Age
Driver age can have a significant impact on the cost of Chevrolet Cobalt auto insurance. For example, 20-year-old drivers pay as much as $1,700 more each year for their Chevrolet Cobalt auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Chevrolet Cobalt insurance rates. For example, drivers in New York may pay $349 a year more than drivers in Chicago.
Your Driving Record
Your driving record can have an impact on the cost of Chevrolet Cobalt auto insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Cobalt car insurance with violations on their driving record.
Chevrolet Cobalt Safety Ratings
Your Chevrolet Cobalt auto insurance rates are influenced by the Chevrolet Cobalt’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Moderate overlap front | Good |
|---|---|
| Side | Acceptable |
| Roof strength | N/R |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Chevrolet Cobalt Crash Test Ratings
Good Chevrolet Cobalt crash test ratings can lower your Chevrolet Cobalt auto insurance rates. See Chevrolet Cobalt crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Chevrolet Cobalt | N/R | 5 Stars | 4 Stars | 4 Stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Chevrolet Cobalt Safety Features
Chevrolet Cobalt safety features can lower the cost of your insurance. The safety features for the 2020 Chevrolet Cobalt include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Disc/Rear Drum Brakes
- Daytime Running Lights
- Emergency Trunk Release
Chevrolet Cobalt Finance and Insurance Cost
If you are financing a Chevrolet Cobalt, most lenders will require your carry higher Chevrolet Cobalt coverages including comprehensive coverage, so be sure to compare Chevrolet Cobalt car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Chevrolet Cobalt Insurance
You have more options at your disposal to save money on your Chevrolet Cobalt car insurance costs. For example, try these five tips:
- Take a Defensive Driving Course or Any Driver’s Education Course
- Re-Check Chevrolet Cobalt Quotes Every 6 Months
- Ask About Mature Driver Discounts for Drivers Over 50
- Understand the Different Types of Auto Insurance for Your Chevrolet Cobalt
- Ask for a New Chevrolet Cobalt Auto Insurance Rate Based on Your Improved Credit Score
Top Chevrolet Cobalt Insurance Companies
Who is the top auto insurance company for Chevrolet Cobalt insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Cobalt auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chevrolet Cobalt offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Chevrolet Cobalt Insurance Quotes Online
You can start comparing quotes for Chevrolet Cobalt auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
What is the average cost of car insurance for a Chevrolet Cobalt?
The average car insurance rates for a Chevrolet Cobalt are around $1,342 per year or $112 per month.
Can mature drivers with good driving records get lower rates for Chevrolet Cobalt insurance?
Yes, mature drivers with good driving records may qualify for lower rates as low as $789 per year.
Are Chevrolet Cobalts expensive to insure?
The insurance rates for Chevrolet Cobalt can vary. To find the cheapest rates, it is recommended to compare quotes from different insurance companies.
What factors impact the cost of Chevrolet Cobalt insurance?
Several factors can affect the cost of Chevrolet Cobalt insurance, including the trim and model of the vehicle, the driver’s age, location, and driving record.
How does the age of the vehicle affect Chevrolet Cobalt insurance rates?
Generally, older Chevrolet Cobalt models cost less to insure compared to newer ones.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.