Compare Volkswagen GTI Car Insurance Rates [2024]
Average auto insurance rates for a Volkswagen GTI cost $1,384 a year, or around $115 a month. Good drivers can save as much as $2,135 a year over higher risk drivers.
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Jeffrey Manola
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Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
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UPDATED: Dec 30, 2023
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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 30, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Key Takeaways:
- Full coverage costs around $1,384 a year or $115 each month
- A liability-only policy costs around $555 a year or $46 each month
- Highest rates are for teenage drivers at around $5,059 a year or $422 each month
- Good drivers can save as much as $571 a year by earning policy discounts
- Volkswagen GTI insurance costs around $135 less per year than the average vehicle
Drivers who want to save on Volkswagen Golf GTI insurance rates by having a liability-only policy spend about $555 a year or $46 each month. Furthermore, good drivers who qualify for discounts on Volkswagen Golf GTI car insurance rates can save up to $571 a year.
Learn helpful tips right here in this article to get Volkswagen Golf GTI rates that will leave both your car and wallet protected.
You can start comparing quotes for Volkswagen GTI car insurance rates from some of the best car insurance companies by using our free online tool now.
Volkswagen GTI Insurance Cost
The average Volkswagen GTI auto insurance costs are $1,384 a year or $115 a month.
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Are Volkswagen GTIs Expensive to Insure?
The chart below details how Volkswagen GTI insurance rates compare to other subcompact hatchbacks like the Volkswagen Beetle, Mitsubishi Mirage, and Ford Focus RS.
Read more: Volkswagen Car Insurance Rates
| Vehicle | Comprehensive | Collision | Liability | Total |
| Volkswagen Beetle | $280 | $542 | $332 | $1,290 |
| Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| Ford Focus RS | $332 | $656 | $398 | $1,544 |
| Honda Fit | $268 | $512 | $258 | $1,148 |
| Volkswagen Golf R | $372 | $660 | $390 | $1,580 |
| Volkswagen Golf | $306 | $600 | $390 | $1,454 |
However, there are a few things you can do to find the cheapest Volkswagen insurance rates online.
What Impacts the Cost of Volkswagen GTI Insurance?
Even though the average annual rate for the Volkswagen GTI is $1,384, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Volkswagen GTI.
Age of the Vehicle
Older Volkswagen GTI models generally cost less to insure. For example, car insurance for a 2014 Volkswagen GTI costs $1,384, while 2010 Volkswagen GTI insurance costs are $1,210, a difference of $174.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2014 Volkswagen GTI | $250 | $524 | $452 | $1,384 |
| 2013 Volkswagen GTI | $240 | $494 | $456 | $1,348 |
| 2012 Volkswagen GTI | $230 | $442 | $460 | $1,290 |
| 2011 Volkswagen GTI | $214 | $408 | $460 | $1,240 |
| 2010 Volkswagen GTI | $206 | $382 | $464 | $1,210 |
Driver Age
Driver age can have a significant effect on Volkswagen GTI car insurance rates. For example, 30-year-old drivers pay $61 more for Volkswagen GTI car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Volkswagen GTI insurance rates. For example, drivers in Jacksonville may pay $831 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Volkswagen GTI car insurance. Teens and drivers in their 20’s see the highest jump in their Volkswagen GTI auto insurance rates with violations on their driving record.
Volkswagen GTI Safety Ratings
Your Volkswagen GTI car insurance rates are tied to the safety ratings of the Volkswagen GTI. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Acceptable |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Volkswagen GTI Crash Test Ratings
Volkswagen GTI crash test ratings can impact the cost of your Volkswagen GTI car insurance. See Volkswagen GTI crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Volkswagen GTI | 5 Stars | 4 Stars | 5 Stars | 4 Stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Volkswagen GTI Safety Features
Having a variety of safety features on your Volkswagen GTI can help lower your Volkswagen GTI insurance costs. The Volkswagen GTI’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
Volkswagen GTI Insurance Loss Probability
The Volkswagen GTI’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Volkswagen GTI, others are more favorable and lead to lower insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 30% |
|---|---|
| Property Damage | no data |
| Comprehensive | 14% |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Volkswagen GTI Finance and Insurance Cost
When financing a Volkswagen GTI, most lenders will require your carry higher Volkswagen GTI coverage options including comprehensive coverage, so be sure to shop around and compare Volkswagen GTI car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Volkswagen GTI Insurance
There are several ways you can save even more on your Volkswagen GTI car insurance rates. Take a look at the following five tips:
- Move to an Area with a Lower Cost of Living
- Take Advantage of Referral Fees
- Ask About Farm and Ranch Vehicle Discounts
- Save Money on Young Driver Volkswagen GTI Insurance By Mentioning Grades or GPA
- Get a Plan with Only Liability Coverage If You’re Driving an Older Volkswagen GTI
Top Volkswagen GTI Insurance Companies
Who is the best company for Volkswagen GTI insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volkswagen GTI insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volkswagen GTI offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Volkswagen GTI Insurance Quotes Online
You can start comparing quotes for Volkswagen GTI car insurance rates from some of the best car insurance companies by using our free online tool now.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How much does car insurance for a Volkswagen GTI cost?
On average, Volkswagen GTI car insurance costs $1,384 per year or $115 per month.
Can good drivers save money on Volkswagen GTI insurance?
Yes, good drivers can save up to $2,135 per year compared to higher-risk drivers
Are Volkswagen GTIs expensive to insure?
Insurance rates for Volkswagen GTIs vary, but there are ways to find cheaper rates online.
What factors affect Volkswagen GTI insurance cost?
Factors include the age of the vehicle, driver’s age, location, driving record, and model year of the GTI.
How can I save on Volkswagen GTI insurance?
Shop around, compare quotes, take advantage of discounts, maintain a clean driving record, consider raising deductibles, and bundle policies.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.