Compare Acura MDX Car Insurance Rates [2025]
The average Acura MDX car insurance rates are $122/month. Get cheap MDX car insurance by purchasing one with anti-theft features and brake assist for emergency stopping. Mature drivers with good driving records may find MDX car insurance rates as low as $863 a year.
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Table of Contents
Table of Contents
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Michael Leotta
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Brad Larson
Updated February 2024
- Finding out the average Acura MDX car insurance costs is a key part of buying a car
- The Acura MDX average monthly car insurance rates are $122.
- Insurance agencies base your car insurance rate on a number of different variables
- The Acura MDX has several safety features that can help lower car insurance rates
- Full coverage MDX insurance costs around $1,468 a year or $122 each month
- A liability-only policy costs around $588 a year or $49 each month
- Highest rates are for teenage drivers at around $5,366 a year or $447 each month
- Good drivers can save as much as $605 a year by earning policy discounts
- Acura MDX insurance costs around $51 less per year than the average vehicle
Acura MDX insurance rates cost drivers a total of $1,468 a year, or around $122 a month. Finding affordable Acura MDX rates doesn’t have to take too much of your time. It ultimately boils down to understanding how Acura MDX car insurance rates are calculated, which you will learn all about right here.
You can start comparing quotes for Acura MDX car insurance rates from some of the best car insurance companies by using our free online tool now.
Acura MDX Insurance Cost
The average car insurance costs for a Acura MDX are $1,468 a year or $122 a month.
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Are Acura MDXs Expensive to Insure?
The chart below details how Acura MDX insurance rates compare to other SUVs like the Infiniti QX60, Chevrolet Traverse, and Toyota Sequoia.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Acura MDX | $376 | $562 | $372 | $1,468 |
| Infiniti QX60 | $404 | $750 | $372 | $1,684 |
| Chevrolet Traverse | $336 | $470 | $316 | $1,258 |
| Toyota Sequoia | $332 | $566 | $398 | $1,454 |
| Hyundai Santa Fe | $294 | $562 | $372 | $1,386 |
| GMC Terrain | $322 | $562 | $316 | $1,336 |
| Audi Q7 | $394 | $714 | $398 | $1,664 |
However, there are a few things you can do to find the cheapest Acura insurance rates online.
What Impacts the Cost of Acura MDX Insurance?
You might have noticed that there is a multitude of factors that impact Acura MDX car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Acura MDX.
Age of the Vehicle
Older Acura MDX models generally cost less to insure. For example, car insurance rates for a 2020 Acura MDX are $1,468, while 2010 Acura MDX rates are $1,192, a difference of $276.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Acura MDX | $376 | $562 | $372 | $1,468 |
| 2019 Acura MDX | $358 | $542 | $390 | $1,448 |
| 2018 Acura MDX | $344 | $536 | $398 | $1,436 |
| 2017 Acura MDX | $332 | $524 | $416 | $1,430 |
| 2016 Acura MDX | $320 | $502 | $430 | $1,410 |
| 2015 Acura MDX | $304 | $484 | $442 | $1,388 |
| 2014 Acura MDX | $292 | $450 | $452 | $1,352 |
| 2013 Acura MDX | $280 | $424 | $456 | $1,318 |
| 2012 Acura MDX | $268 | $380 | $460 | $1,266 |
| 2011 Acura MDX | $250 | $350 | $460 | $1,218 |
| 2010 Acura MDX | $242 | $328 | $464 | $1,192 |
Driver Age
Driver age can have a significant effect on the cost of Acura MDX car insurance. For example, a 20-year-old driver could pay around $150 more each month for their Acura MDX car insurance than 30-year-old driver.
Driver Location
Where you live can have a large impact on Acura MDX insurance rates. For example, drivers in Los Angeles may pay $807 a year more than drivers in Phoenix.
Vehicles are essential to everyday life in today’s society. Car insurance is an additional expense vital to keeping those vehicles running smoothly.
Once you’ve found your dream car and spent a large amount of money on it, it’s important that you purchase the right amount of coverage to keep you and your family safe in case of an accident.
You’ve just bought your brand new Acura MDX; now it’s time to insure it.
Read on to learn all about auto insurance for the Acura MDX and then enter your ZIP code in for a free car insurance rate comparison!
Your Driving Record
Your driving record can have an impact on the cost of Acura MDX auto insurance. Teens and drivers in their 20’s see sees the highest jump in their Acura MDX car insurance with violations on their driving record.
What are the safety ratings of Acura MDX?
The 2010 Acura MDX also received a five-star rating from the NHTSA during crash safety testing in frontal and side impacts.
Five stars is the highest rating given from the NHTSA for safety.
The Acura MDX earned four out of five stars in a roll-over crash. This high rating alone may help reduce your auto insurance rate significantly.
Your Acura MDX auto insurance rates are influenced by the Acura MDX’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Acura MDX Crash Test Ratings
Acura MDX crash test ratings can impact the cost of your Acura MDX car insurance. See Acura MDX crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Acura MDX SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Acura MDX SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Acura MDX SPORT HYBRID SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Acura MDX SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Acura MDX SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Acura MDX Sport Hybrid SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Acura MDX SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Acura MDX SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Acura MDX Sport Hybrid SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Acura MDX SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Acura MDX SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Acura MDX Sport Hybrid SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Acura MDX SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Acura MDX SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Acura MDX Safety Features
Acura MDX safety features can lower the cost of your insurance. The safety features for the 2020 Acura MDX include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
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What are the key safety features of the Acura MDX?
Many features on your new Acura MDX enhance the safety of the driver and passengers and can lower your insurance rate considerably. Some of these important features include:
- Anti-Lock Brakes
- Advanced six-air bag system
- Three-point seat belts for all passengers
- Child restraint system in the rear seat
- Anti-theft security system
- Brake Assist for emergency stopping
Some features can be added when purchasing your new Acura that can also help increase your safety and possibly lower your insurance rate.
These features include:
- Collision Mitigation Braking System – Warns the driver when a frontal collision is possible and helps slow the vehicle down.
- Blind Spot Information System – Allows the driver to know through a warning light when there is an object that he cannot see.
Acura MDX Insurance Loss Probability
Another contributing factor that plays a direct role in Acura MDX insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -27% |
|---|---|
| Property Damage | -20% |
| Comprehensive | 2% |
| Personal Injury | -37% |
| Medical Payment | -44% |
| Bodily Injury | -37% |
| Source: Insurance Institute for Highway Safety | |
Acura MDX Finance and Insurance Cost
When financing a Acura MDX, most lenders will require your carry higher Acura MDX coverage options including comprehensive coverage, so be sure to shop around and compare Acura MDX car insurance rates from the best companies using our FREE tool below.
Ways to Save on Acura MDX Insurance
There are many ways that you can save on Acura MDX car insurance. Below are five actions you can take to find cheap Acura MDX auto insurance rates.
- Ask About Mature Driver Discounts for Drivers Over 50
- Re-Check Acura MDX Quotes Every 6 Months
- Move to an Area with a Lower Cost of Living
- Buy a Dashcam for Your Acura MDX
- Ask for a New Acura MDX Auto Insurance Rate Based on Your Improved Credit Score
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Top Acura MDX Insurance Companies
Several top car insurance companies offer competitive rates for the Acura MDX. Insurance rates are based on factors like discounts for safety features. Take a look at this list of top Acura car insurance companies that are popular with Acura MDX drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
How do I find cheap car insurance rates for an Acura MDX?
It’s important when shopping for car insurance to research and compare quotes. Auto insurance rates vary from state to state as well as city to city.
With the Internet at your fingertips, it’s easy to compare quotes online for your cheap Acura MDX auto insurance.
Compare Free Acura MDX Insurance Quotes Online
Save on your Acura MDX car insurance rates by taking advantage of our FREE comparison tool.
Frequently Asked Questions
What are the average Acura MDX car insurance rates?
The average Acura MDX car insurance rates are $122/month or $1,468/year.
How can I get cheap Acura MDX car insurance?
You can get cheap MDX car insurance by purchasing a car with anti-theft features and brake assist for emergency stopping. Mature drivers with good driving records may find lower rates.
How can I save on Acura MDX insurance?
You can save on Acura MDX insurance by taking advantage of discounts, comparing quotes from different companies, and maintaining a good driving record.
Are Acura MDXs expensive to insure?
Acura MDX insurance rates can vary, but there are ways to find cheaper rates by comparing quotes from different companies.
What factors impact the cost of Acura MDX insurance?
Factors such as the age of the vehicle, driver’s age, driver’s location, and driving record can impact the cost of Acura MDX insurance.
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