Compare Buick Enclave Car Insurance Rates [2024]
If you want to buy Buick Enclave insurance coverage then a policy will cost $123 per month ($1,472 per year) on average. On average, Buick Enclave comprehensive insurance coverage costs $359, collision coverage costs $523, and liability coverage costs $415.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Feb 25, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Feb 25, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Key Takeaways:
- Full coverage costs around $1,472 a year or $123 each month
- A liability-only policy costs around $590 a year or $49 each month
- Highest rates are for teenage drivers at around $5,380 a year or $448 each month
- Good drivers can save as much as $607 a year by earning policy discounts
- Buick Enclave insurance costs around $47 less per year than the average vehicle
If you want to save the most money possible on Buick Enclave car insurance rates, a liability-only policy costs about $590 a year or $49 each month. Full coverage costs drivers an average of $1,472 a year or $123 each month.
We have prepared this in-depth article to show you exactly how Buick Enclave insurance rates are determined. Keep reading to learn how to find Buick Enclave rates that meet your needs and budget.
You can start comparing quotes for Buick Enclave car insurance rates from some of the best car insurance companies by using our free online tool now.
Buick Enclave Insurance Cost
The average Buick Enclave car insurance costs are $1,472 a year or $123 a month.
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Are Buick Enclaves Expensive to Insure?
The chart below details how Buick Enclave insurance rates compare to other SUVs like the Honda Pilot, Ford Flex, and Ford Expedition.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Buick Enclave | $348 | $594 | $372 | $1,472 |
| Honda Pilot | $336 | $470 | $372 | $1,336 |
| Ford Flex | $332 | $566 | $398 | $1,454 |
| Ford Expedition | $336 | $532 | $316 | $1,320 |
| Buick Encore | $322 | $562 | $372 | $1,414 |
| Toyota Highlander | $332 | $512 | $390 | $1,392 |
| Subaru Forester | $346 | $512 | $332 | $1,326 |
However, there are a few things you can do to find the cheapest Buick insurance rates online.
What Impacts the Cost of Buick Enclave Insurance?
You might have noticed that there is a multitude of factors that impact Buick Enclave car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Buick Enclave.
Age of the Vehicle
Older Buick Enclave models generally cost less to insure. For example, car insurance for a 2020 Buick Enclave costs $1,472, while 2010 Buick Enclave insurance costs are $1,192, a difference of $280.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Buick Enclave | $348 | $594 | $372 | $1,472 |
| 2019 Buick Enclave | $332 | $570 | $390 | $1,450 |
| 2018 Buick Enclave | $320 | $566 | $398 | $1,442 |
| 2017 Buick Enclave | $308 | $552 | $416 | $1,434 |
| 2016 Buick Enclave | $298 | $530 | $430 | $1,416 |
| 2015 Buick Enclave | $282 | $512 | $442 | $1,394 |
| 2014 Buick Enclave | $270 | $474 | $452 | $1,354 |
| 2013 Buick Enclave | $260 | $446 | $456 | $1,320 |
| 2012 Buick Enclave | $248 | $400 | $460 | $1,266 |
| 2011 Buick Enclave | $232 | $368 | $460 | $1,218 |
| 2010 Buick Enclave | $224 | $346 | $464 | $1,192 |
Driver Age
Driver age can have a significant impact on Buick Enclave auto insurance rates. For instance, a 30-year-old driver may pay $65 more each year for Buick Enclave auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Buick Enclave insurance rates. For example, drivers in Phoenix may pay $809 a year less than drivers in Los Angeles.
Your Driving Record
Your driving record can have an impact on the cost of Buick Enclave auto insurance. Teens and drivers in their 20’s see sees the highest jump in their Buick Enclave car insurance with violations on their driving record.
Buick Enclave Safety Ratings
The Buick Enclave’s safety ratings will affect your Buick Enclave car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Buick Enclave Crash Test Ratings
If the Buick Enclave crash test ratings are good, you could have lower Buick Enclave car insurance rates. See Buick Enclave crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Buick Enclave SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2020 Buick Enclave SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Buick Enclave SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Buick Enclave SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Buick Enclave SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Buick Enclave SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Buick Enclave SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Buick Enclave SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Buick Enclave SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Buick Enclave SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Buick Enclave Safety Features
The safety features of the Buick Enclave can impact your Buick Enclave car insurance rates. The Buick Enclave has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
Buick Enclave Insurance Loss Probability
The lower percentage means lower Buick Enclave car insurance costs; higher percentages mean higher Buick Enclave car insurance costs. Compare the following Buick Enclave auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.
| Insurance Coverage Category | Loss Rate |
| Collision | -15% |
|---|---|
| Property Damage | 1% |
| Comprehensive | -17% |
| Personal Injury | -33% |
| Medical Payment | -37% |
| Bodily Injury | -19% |
| Source: Insurance Institute for Highway Safety | |
Buick Enclave Finance and Insurance Cost
If you are financing a Buick Enclave, most lenders will require your carry higher Buick Enclave coverage options including comprehensive coverage, so be sure to shop around and compare Buick Enclave auto insurance quotes from the best auto insurance companies using our FREE tool below.
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Ways to Save on Buick Enclave Insurance
Save more on your Buick Enclave car insurance rates. Take a look at the following five strategies that will get you the best Buick Enclave auto insurance rates possible.
- Move to the Countryside
- Choose Automatic Payments or EFT for Your Buick Enclave Insurance Policy
- Save Money on Young Driver Buick Enclave Insurance By Mentioning Grades or GPA
- Get Married and Ask for a Discount
- Take Advantage of Referral Fees
Top Buick Enclave Insurance Companies
Who is the top car insurance company for Buick Enclave insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Buick Enclave auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Buick Enclave offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Buick Enclave Insurance Quotes Online
Start comparing Buick Enclave auto insurance quotes for free by using our FREE online comparison tool.
Even though Buick Enclave car insurance can be costly (average costs are $1,222 per year), doing even a couple of hours of research on the internet will assist you in narrowing down the best options.
The Buick Enclave is a CUV (Crossover Utility Vehicle). Learning a bit about the vehicle and getting rate quotes can help drivers save money.
In 2007, Buick abandoned its production of sport utility vehicles (SUVs) and, because of this, stopped making the Buick Rainier and the Buick Rendezvous.
They did this based on GM’s Lambda platform, in favor of a new model. This new model is the Buick Enclave. This crossover utility vehicle has become the foundation for Buick’s sports utility vehicle class for the last several years.
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What defines the Buick Enclave?
The 2017 Buick enclave crossover utility vehicle with three-row seating is an excellent choice for families who want minivan-like functionality along with classic styling, as well as luxurious and unique design and styling both inside and out.
The term enclave is defined as an enclosed area that is both independent and individual from the other areas that surround it.
Such were Buick’s intentions. It’s apparent that they were trying to revamp an SUV for American car buyers, which is similar to other sport-utility vehicles, yet separate due to its individuality in both styling and form.
Although it shares a common platform with the Chevrolet Traverse and the GMC Acadia, it is by far the most luxurious of the group.
While the Buick Enclave can be slightly expensive to insure, finding a quote, especially on the internet, is not a difficult thing to do.
Its reviews and accolades have been both popular and positive. Since its release in 2008, it was named the best sports utility vehicle/crossover utility vehicle by Canada’s AJA. On a side note, anything related to AJA has been recently transferred to the Canadian International Bureau of Shipping (CIBS).
Buick Enclave: Safety First
Additionally, the Insurance Institute of Highway Safety, or IIHS as it is abbreviated, has named it a top safety pick.
Furthermore, Mother-Proof, a website geared towards the safety and comfort of mothers and children, rated it the best SUV/CUV with three rows for 2009.
In fact, whether or not it is because of this website, Buick could not make the Enclave fast enough during its first production run in 2008, proving its success on the crossover utility vehicle market.
Car Insurance Rates for a Buick Enclave
A standard model of the Enclave comes standard with enough seating for six passengers. However, a seventh seat can be added by removing the captain’s chairs in the second row, and adding a second-row bench seat in their place.
This vehicle comes standard with a V-6 3.6 L engine that provides 286 horsepower.
The Buick Enclave delivers 16 miles per gallon in the city and 24 miles per gallon on the highway.
The Enclave has other unique characteristics, as well:
- It is 1 inch longer than any of the other vehicles that share its platform
- It has the largest uni-body construction of any sport-utility vehicle in the world
- It has both front-wheel-drive and four-wheel drive options
- It has a curb weight of approximately 5000 pounds
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Compare Car Insurance Rates for a Buick Enclave
By using a car insurance quote tool, you are able to get the best Enclave auto insurance quotes in a matter of minutes, giving you many options in your Buick Enclave auto insurance, and making certain you receive the best coverage you possibly can.
This research entails not only sourcing the best car insurance companies but then checking to make sure that they are also the most reputable companies, as well.
Checking on a company’s reputation can be done in a number of ways:
- by talking with friends and acquaintances about their own insurance companies
- by researching the reputations of the companies that you have found on the Internet
- by comparing prices
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Frequently Asked Questions
How can I compare insurance rates for a Buick Enclave?
To compare insurance rates for a Buick Enclave, you can follow these steps:
- Research insurance providers: Start by researching insurance providers that offer coverage for vehicles like the Buick Enclave. Look for reputable companies that have good customer reviews and competitive rates.
- Gather necessary information: Collect all the necessary information about your Buick Enclave, including its make, model, year, mileage, and any additional features or safety equipment it may have. Insurance providers will need this information to provide accurate quotes.
- Get multiple quotes: Reach out to different insurance providers and request quotes for insuring your Buick Enclave. You can do this by visiting their websites, calling their customer service, or using online insurance comparison tools.
- Compare coverage options: When you receive the quotes, carefully compare the coverage options offered by each insurance provider. Consider factors such as liability limits, deductibles, comprehensive and collision coverage, and any additional benefits or discounts they may provide.
- Evaluate the cost: Alongside coverage options, assess the cost of each insurance quote. Remember to consider the monthly or annual premium as well as any deductibles you would need to pay in case of a claim.
- Consider customer reviews and reputation: In addition to price and coverage, take into account customer reviews and the reputation of the insurance providers. Look for companies with a solid track record of customer satisfaction and efficient claims handling.
- Make an informed decision: Based on your research and analysis, select an insurance provider that offers the right balance of coverage, cost, and customer service for your Buick Enclave.
What factors can affect Buick Enclave car insurance rates?
Several factors can influence car insurance rates for a Buick Enclave. These factors include:
- Vehicle characteristics: The make, model, and year of the Buick Enclave can affect insurance rates. Newer models or higher trim levels might have higher replacement costs, resulting in higher premiums.
- Safety features: The presence of safety features such as anti-lock brakes, airbags, anti-theft devices, and advanced driver assistance systems can lead to lower insurance rates.
- Driving history: Your personal driving history, including your record of accidents, tickets, and violations, can impact insurance rates. A history of safe driving typically leads to lower premiums.
- Location: The area where you live and park your Buick Enclave can influence insurance rates. If you reside in an area with high crime rates or a higher risk of accidents, your premiums may be higher.
- Usage and mileage: How you use your Buick Enclave and the number of miles you drive annually can affect insurance rates. Vehicles used for long commutes or business purposes may have higher premiums.
- Credit history: In some states or countries, insurance companies may consider credit history as a factor in determining rates. A good credit score could lead to lower premiums.
- Insurance deductibles and coverage limits: The deductible and coverage limits you choose will impact the cost of your insurance. Higher deductibles generally result in lower premiums, but it’s essential to ensure you can comfortably afford the deductible in case of a claim.
Can I save on Buick Enclave insurance by increasing my deductible?
Yes, increasing your deductible can often lead to lower insurance premiums for your Buick Enclave. A deductible is the amount you agree to pay out of pocket before your insurance coverage kicks in for a claim. By opting for a higher deductible, you assume more financial responsibility in the event of an accident or damage, which reduces the risk for the insurance company. As a result, they may offer you a lower premium.
How can I find the most affordable insurance rates for a Buick Enclave?
To find the most affordable insurance rates for your Buick Enclave, follow these tips:
- Shop around: Obtain quotes from multiple insurance providers to compare rates and coverage options. Each company evaluates risk differently, so prices can vary significantly.
- Maintain a clean driving record: A history of safe driving can help you qualify for lower insurance premiums. Avoid accidents, traffic violations, and claims if possible.
- Opt for higher deductibles: Increasing your deductible can lower your premium. Assess your financial situation and choose a deductible that fits your budget.
- Consider available discounts: Inquire about discounts specific to the Buick Enclave, such as safety feature discounts or multi-policy discounts. Take advantage of any discounts you qualify for.
- Review your coverage needs: Regularly assess your insurance coverage to ensure it aligns with your current needs. If your vehicle’s value has significantly depreciated, you may consider adjusting your coverage accordingly.
- Improve your credit score: In areas where credit history is a factor, maintaining a good credit score can lead to lower insurance rates. Pay bills on time and keep your credit utilization low.
- Seek professional advice: Consult with an insurance agent or broker who can help navigate the insurance market and find the best rates for your specific situation.
Do insurance rates vary based on the model year of a Buick Enclave?
Yes, insurance rates can vary based on the model year of a Buick Enclave. Generally, newer vehicles have higher insurance premiums due to their higher value and potentially costlier repairs or replacement parts. As a vehicle ages, its value decreases, which can lead to lower insurance rates. However, other factors like safety features, theft rates, and repair costs may also influence rates.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.