Compare Toyota Venza Car Insurance Rates [2024]
Average Toyota Venza insurance rates cost $112 per month ($1,344 per year). Teens pay the highest rates at up to $4,912 a year, while good drivers may only pay $790.
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Zach Fagiano
Insurance & Finance Analyst
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Insurance & Finance Analyst
UPDATED: Dec 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Key Takeaways:
- Full coverage costs around $1,344 a year or $112 each month
- A liability-only policy costs around $539 a year or $45 each month
- Highest rates are for teenage drivers at around $4,912 a year or $409 each month
- Good drivers can save as much as $554 a year by earning policy discounts
- Toyota Venza insurance costs around $175 less per year than the average vehicle
Toyota Venza insurance rates cost drivers an average of $1,344 a year, or around $112 per month. Good drivers can save up to $554 every year on Toyota Venza rates by qualifying for policy discounts. Learn helpful tips right here in this guide to get Toyota Venza insurance rates that you can feel confident about.
You can start comparing quotes for Toyota Venza car insurance rates from some of the best car insurance companies by using our free online tool now.
Toyota Venza Insurance Cost
The average Toyota Venza auto insurance rates are $1,344 a year or $112 a month.
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Are Toyota Venzas Expensive to Insure?
The chart below details how Toyota Venza insurance rates compare to other crossovers like the Cadillac XT4, Toyota C-HR, and Honda HR-V.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Cadillac XT4 | $362 | $656 | $316 | $1,470 |
| Toyota C-HR | $254 | $452 | $258 | $1,074 |
| Honda HR-V | $294 | $532 | $372 | $1,356 |
| Mazda CX-3 | $308 | $500 | $372 | $1,338 |
| BMW X6 | $432 | $834 | $398 | $1,822 |
| Nissan Murano | $294 | $512 | $390 | $1,354 |
However, there are a few things you can do to find the cheapest Toyota insurance rates online.
Read more: Compare Honda Car Insurance Rates
What Impacts the Cost of Toyota Venza Insurance?
The Toyota Venza trim and model you choose will affect the total price you will pay for Toyota Venza insurance coverage.
Age of the Vehicle
The average Toyota Venza car insurance rates are higher for newer models. For example, car insurance for a 2015 Toyota Venza costs $1,344, while 2010 Toyota Venza insurance costs are $1,156, a difference of $188.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2015 Toyota Venza | $260 | $484 | $442 | $1,344 |
| 2014 Toyota Venza | $250 | $450 | $452 | $1,310 |
| 2013 Toyota Venza | $240 | $424 | $456 | $1,278 |
| 2012 Toyota Venza | $230 | $380 | $460 | $1,228 |
| 2011 Toyota Venza | $214 | $350 | $460 | $1,182 |
| 2010 Toyota Venza | $206 | $328 | $464 | $1,156 |
Driver Age
Driver age can have a significant impact on Toyota Venza auto insurance rates. For example, 20-year-old drivers pay approximately $1,644 more each year for their Toyota Venza auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Toyota Venza insurance rates. For example, drivers in New York may pay $820 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on your Toyota Venza car insurance rates. Teens and drivers in their 20’s see the highest jump in their Toyota Venza car insurance with violations on their driving record.
Toyota Venza Safety Ratings
Your Toyota Venza car insurance rates are tied to the safety ratings of the Toyota Venza. See the breakdown below:
| Test Type | Rating |
| Moderate overlap front | Good |
|---|---|
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Toyota Venza Crash Test Ratings
Good Toyota Venza crash test ratings can lower your Toyota Venza auto insurance rates. See Toyota Venza crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Toyota Venza | 5 Stars | 4 Stars | 5 Stars | 4 Stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Toyota Venza Safety Features
Toyota Venza safety features can lower the cost of your insurance. The safety features for the 2020 Toyota Venza include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
Toyota Venza Insurance Loss Probability
The Toyota Venza’s insurance loss probability varies between different coverage types. The lower percentage means lower Toyota Venza auto insurance costs; higher percentages mean higher Toyota Venza auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | -7% |
|---|---|
| Property Damage | 2% |
| Comprehensive | -14% |
| Personal Injury | 15% |
| Medical Payment | 10% |
| Bodily Injury | -7% |
| Source: Insurance Institute for Highway Safety | |
Toyota Venza Finance and Insurance Cost
If you are financing a Toyota Venza, most lenders will require your carry higher Toyota Venza coverage options including comprehensive coverage, so be sure to shop around and compare Toyota Venza auto insurance quotes from the best auto insurance companies using our FREE tool below.
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Ways to Save on Toyota Venza Insurance
You have more options at your disposal to save money on your Toyota Venza auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Toyota Venza car insurance rates
- Check the Odometer on Your Toyota Venza
- Remove Young Drivers from Your Toyota Venza Insurance Plan
- Ask About a Student Away from Home Discount
- Get Toyota Venza Auto Insurance Through Costco
- Talk to Your Credit Card Company to Save on Rental Car Costs
Top Toyota Venza Insurance Companies
Who is the best auto insurance company for Toyota Venza insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota Venza auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Toyota Venza offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Toyota Venza Insurance Quotes Online
To start comparing Toyota Venza car insurance quotes for free, use our online car insurance comparison tool.
- The Venza is no longer being produced, but there are many opportunities to buy a used one
- The Venza was equipped with many safety features
- Rate comparison of insurance companies is a great way to ensure you’re getting the right policy for your situation
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When you’ve just spent a great amount of money on your Toyota Venza. Now, you need to be sure that you have the right type of insurance.
The Venza’s last model year was 2015, so you can’t buy a new one, but there are plenty of used ones available.
Read through this guide to Toyota Venza auto insurance costs and then be sure to enter your ZIP code above to compare car insurance quotes from many top car insurance companies!
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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What Determines Your Car Insurance Rates?
Car insurance rates can vary based on a number of different variables. It’s essential as a driver that you know what is going to help lower (or raise) your insurance rate.
When you begin shopping for car insurance for your Toyota Venza, it’s important that you know more than just the make and model of your new vehicle.
There are some important features that come on your Venza that will be helpful in lowering your car insurance rate.
What Are Standard Toyota Venza Rate Lowering Features?
As a well-informed buyer, you should know of the various features of the Venza that will play a part in reducing the car insurance rates (i.e. more safety features = lower car insurance costs). Some of these standard features include:
- Fog lamps
- UV reduction glass windshield
- Rear window defogger and intermittent wiper so you will always have a clear view out of your rear window
- LCD Distance-to-empty display to tell you how far you have to go before you run out of gas, so there is no more guessing when the gas light comes on
- Power door locks with automatic shift activator, so the doors lock as soon as you shift into drive
- Auto-dimming rearview mirror with compass to tell you which direction you’re headed
- Enhanced Stability Control to assist you in maintaining control of the vehicle in difficult weather conditions
- Traction Control that automatically detects when the vehicle is losing traction
- Anti-lock Brakes
- Brake Assist for emergency braking
- Advanced Airbag System
- Active headrests for the driver and passenger that help reduce the risk of whiplash
- Tire Pressure Monitoring System that tells you when the tires are low on pressure
- Hill Start Assist Control that helps you accelerate more easily when parked on an incline
- Energy-absorbing crumple zones to protect your passengers during a collision
- Side-impact door beams
- Three-point seatbelts
- Child LATCH system to secure your most precious cargo in the rear seat
- Collapsible steering column that will reduce the risk of leg damage during a collision
What Are Optional Toyota Venza Rate Lowering Features?
All of the features mentioned above come standard on your new Toyota Venza. There are many features that can be added to your Toyota Venza that can help lower your car insurance rate.
You should consider adding optional features as well. Some of these optional features include:
- Power rear door with jam protection
- Hands-free phone capabilities
- Backup camera to ensure that your path is clear before you put the vehicle in reverse
- Wheel locks
- Emergency assistance kit
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How Can I Find Toyota Venza Car Insurance Rate Quotes?
Toyota Venza auto insurance rates vary from region to region and differ depending on the individual’s situation. It’s essential to shop around when looking for car insurance.
Enter your ZIP code to start comparing free Toyota Venza auto insurance rates online now!
Frequently Asked Questions
How can I compare car insurance rates for a Toyota Venza?
To compare car insurance rates for a Toyota Venza, you can start by reaching out to different insurance companies directly and requesting quotes. Many insurance providers have online tools or dedicated phone lines where you can obtain quotes specific to the Toyota Venza. Additionally, you can use online comparison platforms that allow you to compare quotes from multiple insurers, making it easier to find the best rate for your Toyota Venza.
What factors affect car insurance rates for a Toyota Venza?
Car insurance rates for a Toyota Venza are influenced by various factors. Common factors include the model and year of the vehicle, your driving record, your age, gender, and marital status, your location, the coverage options you choose, and your deductible amount. Additionally, factors such as the cost of repairs, the likelihood of theft or accidents for the Toyota Venza, and the frequency of insurance claims for this particular model can impact insurance rates.
Are car insurance rates higher for Toyota Venza compared to other SUV models?
Car insurance rates can vary depending on the specific make and model of the vehicle, as well as other factors. While the Toyota Venza is a popular SUV known for its reliability and fuel efficiency, insurance rates can still vary based on factors such as the cost of repairs, the likelihood of theft or accidents, and the frequency of insurance claims for this particular model. It’s recommended to compare rates from multiple insurers to get a better understanding of how Toyota Venza car insurance rates compare to other SUV models.
Are there any discounts available for Toyota Venza car insurance?
Yes, many insurance companies offer various discounts that can help you save on Toyota Venza car insurance. Common discounts include safe driver discounts, multi-policy discounts (if you have multiple policies with the same insurer), good student discounts, and discounts for having safety features installed in your vehicle. Additionally, if you use your Toyota Venza for business purposes, you may qualify for additional discounts or specialized commercial auto insurance coverage.
How can I lower my car insurance rates for my Toyota Venza?
There are several strategies you can consider to lower your car insurance rates for your Toyota Venza. Maintaining a clean driving record, opting for higher deductibles, bundling multiple policies with the same insurer, and taking advantage of available discounts are some effective methods. Additionally, the safety features of the Toyota Venza, such as anti-lock brakes, airbags, and an anti-theft system, can help lower insurance rates.
Is it necessary to have full coverage car insurance for a Toyota Venza?
Whether you need full coverage car insurance for your Toyota Venza depends on various factors, including your personal circumstances and preferences. While liability insurance is typically required by law, full coverage, which includes comprehensive and collision coverage, is not mandatory. However, if your Toyota Venza is financed or leased, the lender or leasing company may require you to have full coverage until the loan or lease is paid off.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Zach Fagiano
Insurance & Finance Analyst
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.