Compare Acura TL Car Insurance Rates [2024]
Average Acura TL auto insurance rates cost $1,370 a year, or around $114 a month. Teens pay the highest rates at up to $5,007 a year, while good drivers may only pay $805.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
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UPDATED: Mar 4, 2024
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Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Mar 4, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The Acura TL is no longer produced and was replaced by the TLX
- Many of your car’s features and options can have a positive effect on your car insurance rates
- The Acura TL has many safety features and it performs well in crash tests
Acura TL insurance rates are around $1,370 a year or $114 a month for full coverage. Liability-only coverage is around $549 a year or $46 a month. We’re going to take a closer look at Acura TL insurance rates, safety ratings, and more.
You can start comparing quotes for Acura TL car insurance rates from some of the best car insurance companies by using our free online tool now.
Acura TL Insurance Cost
The average Acura TL car insurance rates are $1,370 a year or $114 a month.
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Are Acura TLs Expensive to Insure?
The chart below details how Acura TL insurance rates compare to other luxury cars like the Cadillac CTS-V, Lexus ES 350, and Jaguar XE.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Cadillac CTS-V | $406 | $804 | $338 | $1,684 |
| Lexus ES 350 | $362 | $656 | $316 | $1,470 |
| Jaguar XE | $382 | $774 | $398 | $1,712 |
| Audi A7 | $406 | $834 | $398 | $1,796 |
| Audi S8 | $658 | $1,368 | $398 | $2,582 |
| Volvo S90 | $356 | $714 | $398 | $1,626 |
However, there are a few things you can do to find the cheapest Acura insurance rates online.
What Impacts the Cost of Acura TL Insurance?
The Acura TL trim and model you choose can impact the total price you will pay for Acura TL insurance coverage.
Age of the Vehicle
Older Acura TL models generally cost less to insure. For example, auto insurance for a 2014 Acura TL costs $1,370, while 2010 Acura TL insurance costs are $1,202, a difference of $168.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2014 Acura TL | $260 | $500 | $452 | $1,370 |
| 2013 Acura TL | $250 | $470 | $456 | $1,334 |
| 2012 Acura TL | $240 | $422 | $460 | $1,280 |
| 2011 Acura TL | $224 | $388 | $460 | $1,230 |
| 2010 Acura TL | $216 | $364 | $464 | $1,202 |
Driver Age
Driver age can have a significant impact on Acura TL auto insurance rates. For instance, a 30-year-old driver may pay $60 more each year for Acura TL auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Acura TL insurance rates. For example, drivers in Houston may pay $1,010 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Acura TL car insurance. Teens and drivers in their 20’s see the highest jump in their Acura TL auto insurance rates with violations on their driving record.
Acura TL Safety Ratings
Your Acura TL auto insurance rates are influenced by the Acura TL’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Acceptable |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Acura TL Crash Test Ratings
Acura TL crash test ratings can impact your Acura TL car insurance rates. See Acura TL crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2020 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Acura TL Safety Features
The Acura TL safety features can help lower insurance costs. According to US News, the 2020 Acura TL has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
Acura TL Insurance Loss Probability
The lower percentage means lower Acura TL auto insurance rates; higher percentages mean higher Acura TL car insurance rates. The Acura TL’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -10% |
|---|---|
| Property Damage | -25% |
| Comprehensive | -3% |
| Personal Injury | -7% |
| Medical Payment | -26% |
| Bodily Injury | -23% |
| Source: Insurance Institute for Highway Safety | |
Acura TL Finance and Insurance Cost
When financing a Acura TL, most lenders will require your carry higher Acura TL coverage options including comprehensive coverage, so be sure to shop around and compare Acura TL car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Acura TL Insurance
Drivers can end up saving more money on their Acura TL car insurance rates by employing any one of the following strategies.
- Check Reviews and State Complaints Before You Choose an Insurer
- Consider Ride Sharing Services to Lower Your Acura TL Mileage
- Choose a Acura TL with Cheaper Repair Costs
- Add a More Experienced Driver to Your Acura TL Policy
- Make Sure You’re Raising a Safe Driver
Top Acura TL Insurance Companies
Who is the best auto insurance company for Acura TL insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Acura TL auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Acura TL offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Acura TL Insurance Quotes Online
Start comparing Acura TL auto insurance quotes for free by using our FREE online comparison tool.
How much is car insurance for an Acura TL? The TL was replaced by the TLX in 2015. While you can’t purchase a new TL, you may have the opportunity to buy a used one.
Read on to learn all about Acura TL auto insurance rates and then for personalized quotes just enter your ZIP above for a free Acura TL car insurance comparison!for a free Acura TL car insurance comparison!
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What Determines Acura TL Car Insurance Costs?
Acura TL car insurance costs are based on a rating system issued by the Insurance Services Office. This rating system gives each vehicle a score based on a scale of 1 to 27.
The factors that determine the number of points awarded on the scale are scored based on the specifications of each individual vehicle.
Some of the factors that are graded for each vehicle that is included in the rating system include:
- Safety
- Theft ratings
- Vehicle make
- Vehicle model
- Vehicle year
- Engine size and type
- Vehicle body type
Acura TL Safety Specifications and Acura TL Auto Insurance
According to the Insurance Institute for Highway Safety, the Acura TL earned the highest possible score in every safety category. This ranking reduces auto insurance rates.
The stellar rankings are made possible because the makers of Acura chose to manufacture their vehicle with the necessary safety equipment as a standard on the vehicle.
The safety equipment that allows the Acura TL to consistently score high includes the following standard equipment:
- Airbags (side, head, curtain, front-side, front)
- Head restraints based (reduces whiplash injury)
- Four-wheel antilock disc brakes
- Seatbelt pretensions
- Electronic stability control
- Daytime running lights
- Traction control
- Trunk release
- Energy management feature
- Auto-dimming rearview mirrors
How Do I Find Acura TL Car Insurance Rates?
Based on the high number of standard safety equipment on the vehicle, the insurance rates are very competitive and favorable to the Acura TL.
The four-door, five-passenger, Acura TL has the following key insurance features looked at by insurance companies when determining the insurance rates:
- Aluminum alloy V-6 engine.
- There are no scheduled tune-ups required for this vehicle for up to 100,000 miles.
- The vehicle is also equipped with a stability assist and an anti-lock braking system (ABS).
- Electronic Brake Distribution (EBD) and Brake Assist are also standard safety equipment on the vehicle.
- Throttle control along with speed and steering sensors.
- The vehicle also comes with a four-year, 50,000-mile limited warranty and the powertrain comes with a six-year, 70,000-mile limited warranty.
- The seatbelts also have a warranty for at least 15 years.
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How Do I Compare Acura TL Insurance Rates?
Because the Acura TL scores high amongst the majority of insurance companies rating systems, there are many companies to compare when shopping for insurance pricing on this vehicle.
Many insurance rates can be researched and compared online. Most of the car comparison shopping can be done just by simply entering your zip code into the free tool on this page.
The compared average car insurance for this type of vehicle averages $1,500.00 per year and approximately $125.00 per month.
This price includes several discounts that the vehicle qualifies for based on its standard alarm and consistent safety rankings. Save even more on Acura insurance costs by choosing a higher deductible which will reduce its annual rate by up to 15%.
Overall, the Acura car insurance costs have proven to be a great choice when it comes to car insurance and safety rankings.
Rates can vary dramatically from one company to the next so the more quotes you compare, the more chances you have to save. Enter your ZIP to start now!
Frequently Asked Questions
What factors influence the insurance rates for an Acura TL?
Several factors can affect the insurance rates for an Acura TL, including the driver’s age, driving record, location, credit history, the car’s model year, value, and safety features. Additionally, the insurance company’s underwriting guidelines and the coverage options selected will also impact the rates.
Are insurance rates for an Acura TL generally higher or lower compared to other car models?
Insurance rates for an Acura TL can vary depending on multiple factors, but generally, they are not significantly higher or lower compared to other similar car models. Insurance rates are determined by various risk factors and are unique to each individual and their circumstances.
How can I find and compare insurance rates for an Acura TL?
To find and compare insurance rates for an Acura TL, you can follow these steps:
- Research insurance providers: Look for reputable insurance companies that offer coverage in your area.
- Obtain quotes: Contact the insurance companies directly or use online comparison tools to request insurance quotes for your Acura TL. Provide accurate and complete information to get an accurate quote.
- Compare coverage options: Review the quotes and compare the coverage options offered by different insurance companies. Consider factors such as deductibles, liability limits, comprehensive and collision coverage, and any additional features.
- Evaluate the cost and coverage: Consider both the cost of insurance and the coverage provided. Remember to balance affordability with the level of protection you desire.
- Choose the best option: Once you have compared rates and coverage, select the insurance policy that best meets your needs and budget.
Are there any specific discounts available for insuring an Acura TL?
Insurance companies may offer various discounts that could potentially be applied to insuring an Acura TL. Common discounts include safe driver discounts, multi-policy discounts (when bundling home and auto insurance), good student discounts, and discounts for safety features such as anti-theft devices, anti-lock brakes, and airbags. It’s recommended to inquire about available discounts when obtaining insurance quotes.
Are there any specific insurance requirements for an Acura TL?
The insurance requirements for an Acura TL are typically the same as for any other vehicle. Most jurisdictions require liability insurance, which covers damages you cause to others in an accident. Additionally, if you have a loan or lease on your Acura TL, the lender or leasing company may require you to carry comprehensive and collision coverage to protect their investment.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.