Compare GMC Yukon Car Insurance Rates [2024]
Average GMC Yukon insurance rates cost $125 per month ($1,500 per year). Teens pay the highest rates at up to $5,483 a year, while good drivers may only pay $882.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Apr 15, 2024
It’s all about you. We want to help you make the right coverage choices.
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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,500 a year or $125 each month
- A liability-only policy costs around $602 a year or $50 each month
- Highest rates are for teenage drivers at around $5,483 a year or $457 each month
- Good drivers can save as much as $618 a year by earning policy discounts
- GMC Yukon insurance costs around $19 less per year than the average vehicle
GMC Yukon insurance rates are slightly less than the average vehicle with full coverage costing about $1,500 a year or $125 a month. Drivers of an older GMC Yukon may choose to get liability-only coverage which typically costs around $602 a year or $50 a month.
Good drivers can save up to $618 a year in policy discounts by being safe and courteous on the roadways. Let’s take a closer look at GMC Yukon insurance rates, safety features, and more.
You can start comparing quotes for GMC Yukon car insurance rates from some of the best car insurance companies by using our free online tool now.
GMC Yukon Insurance Cost
The average GMC Yukon auto insurance costs are $1,500 a year or $125 a month.
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Are GMC Yukons Expensive to Insure?
The chart below details how GMC Yukon insurance rates compare to other SUVs like the Infiniti QX60, Mercedes-Benz GLA 250, and GMC Terrain.
| Vehicle | Comprehensive | Collision | Liability | Total |
| GMC Yukon | $376 | $594 | $372 | $1,500 |
| Infiniti QX60 | $404 | $750 | $372 | $1,684 |
| Mercedes-Benz GLA 250 | $370 | $714 | $450 | $1,714 |
| GMC Terrain | $322 | $562 | $316 | $1,336 |
| Mitsubishi Outlander Sport | $280 | $512 | $332 | $1,260 |
| Kia Telluride | $376 | $688 | $316 | $1,516 |
| Chevrolet Suburban | $336 | $532 | $372 | $1,398 |
However, there are a few things you can do to find the cheapest GMC insurance rates online.
Read more: Compare Infiniti Car Insurance Rates
What Impacts the Cost of GMC Yukon Insurance?
The GMC Yukon trim and model you choose can impact the total price you will pay for GMC Yukon auto insurance coverage.
Age of the Vehicle
Older GMC Yukon models generally cost less to insure. For example, auto insurance for a 2020 GMC Yukon costs $1,500, while 2010 GMC Yukon insurance costs are $1,210, a difference of $290.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 GMC Yukon | $376 | $594 | $372 | $1,500 |
| 2019 GMC Yukon | $358 | $570 | $390 | $1,476 |
| 2018 GMC Yukon | $344 | $566 | $398 | $1,466 |
| 2017 GMC Yukon | $332 | $552 | $416 | $1,458 |
| 2016 GMC Yukon | $320 | $530 | $430 | $1,438 |
| 2015 GMC Yukon | $304 | $512 | $442 | $1,416 |
| 2014 GMC Yukon | $292 | $474 | $452 | $1,376 |
| 2013 GMC Yukon | $280 | $446 | $456 | $1,340 |
| 2012 GMC Yukon | $268 | $400 | $460 | $1,286 |
| 2011 GMC Yukon | $250 | $368 | $460 | $1,236 |
| 2010 GMC Yukon | $242 | $346 | $464 | $1,210 |
Driver Age
Driver age can have a significant impact on GMC Yukon auto insurance rates. For example, 20-year-old drivers pay approximately $1,835 more each year for their GMC Yukon auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on GMC Yukon insurance rates. For example, drivers in Jacksonville may pay $900 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of GMC Yukon car insurance. Teens and drivers in their 20’s see the highest jump in their GMC Yukon car insurance with violations on their driving record.
GMC Yukon Crash Test Ratings
Not only do good GMC Yukon crash test ratings mean you are better protected in a crash, but good GMC Yukon crash ratings also mean cheaper insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 GMC Yukon XL SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2020 GMC Yukon XL SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2020 GMC Yukon SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2020 GMC Yukon SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 GMC Yukon XL 1500 SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 GMC Yukon XL 1500 SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 GMC Yukon SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 GMC Yukon SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 GMC Yukon XL 1500 SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 GMC Yukon XL 1500 SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 GMC Yukon SUV RWD | 4 stars | 5 stars | 5 stars | 3 stars |
| 2018 GMC Yukon SUV 4WD | 4 stars | 5 stars | 5 stars | 3 stars |
| 2017 GMC Yukon XL 1500 SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 GMC Yukon XL 1500 SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 GMC Yukon SUV RWD | 4 stars | 5 stars | 5 stars | 3 stars |
| 2017 GMC Yukon SUV 4WD | 4 stars | 5 stars | 5 stars | 3 stars |
| 2017 GMC Yukon Denali XL 1500 SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 GMC Yukon Denali XL 1500 SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 GMC Yukon Denali SUV RWD | 4 stars | 5 stars | 5 stars | 3 stars |
| 2017 GMC Yukon Denali SUV 4WD | 4 stars | 5 stars | 5 stars | 3 stars |
| 2016 GMC Yukon XL 1500 SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2016 GMC Yukon XL 1500 SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2016 GMC Yukon SUV RWD | 4 stars | 5 stars | 5 stars | 3 stars |
| 2016 GMC Yukon SUV 4WD | 4 stars | 5 stars | 5 stars | 3 stars |
| 2016 GMC Yukon Denali XL 1500 SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2016 GMC Yukon Denali XL 1500 SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2016 GMC Yukon Denali SUV RWD | 4 stars | 5 stars | 5 stars | 3 stars |
| 2016 GMC Yukon Denali SUV 4WD | 4 stars | 5 stars | 5 stars | 3 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
GMC Yukon Safety Features
The more safety features you have on your GMC Yukon, the more likely it is that you can earn a discount. The GMC Yukon’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Adjustable Pedals
- Front Tow Hooks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
GMC Yukon Insurance Loss Probability
The lower percentage means lower GMC Yukon auto insurance rates; higher percentages mean higher GMC Yukon car insurance rates. The GMC Yukon’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -14% |
|---|---|
| Property Damage | -4% |
| Comprehensive | 12% |
| Personal Injury | -34% |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
GMC Yukon Finance and Insurance Cost
If you are financing a GMC Yukon, most lenders will require your carry higher GMC Yukon coverage options including comprehensive coverage, so be sure to shop around and compare GMC Yukon car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on GMC Yukon Insurance
You have more options at your disposal to save money on your GMC Yukon car insurance costs. For example, try these five tips:
- Install an Aftermarket Anti-Theft Device for Your GMC Yukon
- Pay Your Bills On Time — Especially GMC Yukon Payments and Insurance
- Start Searching for New GMC Yukon Car Insurance a Month Before Your Renewal
- Ask for a New GMC Yukon Auto Insurance Rate Based on Your Improved Credit Score
- Compare Insurance Companies After Moving
Top GMC Yukon Insurance Companies
Who is the best company for GMC Yukon insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering GMC Yukon insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the GMC Yukon offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free GMC Yukon Insurance Quotes Online
To start comparing GMC Yukon car insurance quotes for free, use our online car insurance comparison tool.
A 12-month premium for the GMC Yukon SLE Sport Utility is, on average, $1,295. The cost of insurance is often overlooked, but an extremely important factor to consider before purchasing a vehicle.
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The GMC Yukon is a popular option among large SUVs. It carries an overall four-star safety rating from SaferCar.gov and is widely believed to be a good, affordable option in its class.
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Should I consider insurance rates before purchasing a GMC Yukon?
The answer is yes! Insurance rates are a significant cost of ownership and need to be taken into consideration when deciding if the GMC Yukon is the right vehicle for you.
The GMC Yukon ranks well among affordable large sport utility vehicles, but factors such as maintenance, gasoline, and insurance will all impact the amount of money you spend each month on your vehicle.
It would not be a wise decision to purchase a Yukon and not factor in the cost of insurance, as it can be a significant, but necessary, expense. This largely depends upon the type of coverage you choose, however.
Most states require a minimum level of liability coverage, but this will not protect you or your vehicle should it be necessary.
You would need to purchase a policy that includes collision and/or comprehensive coverage if you wanted your Yukon insured as well.
What are some of the safety features on the GMC Yukon that impact car insurance cost?
Interestingly, the Yukon doesn’t have any extra special safety features considering how much it costs. Here are the standard safety features on the Yukon:
- Airbags: driver, passenger, side-impact first row, head impact first row
- Tire pressure monitoring system
- OnStar
- Side blind zone alert
According to the specs, there are no second or third-row air bags. In addition, they are not available as an extra feature; which can leave your passengers a little exposed.
The OnStar system adds some safety value because if you are in an accident the impact is immediately registered to someone and 911 can be dispatched immediately.
In many cases, this can mean the difference between a few stitches and some blood loss, serious injury or death!
If I were to purchase a full-size sedan, instead of an SUV, would my insurance rates be lower?
The insurance rates for a sports utility vehicle are not necessarily higher than those of a full-size sedan. A variety of factors is considered by insurance companies when determining rates.
They will take into account various vehicle safety features, as well as vehicle repair and replacement costs.
The GMC Yukon offers many safety features that will help to reduce the probability that you will be involved in an accident. These include the StabiliTrak stability control system, traction control, and a side blind zone alert.
It also offers dual-stage front air bags with built-in sensors that will respond to the severity of the crash by employing two different levels of inflation.
These amenities that help make the vehicle safer also decrease your likelihood of being involved or injured in an accident. This, in turn, lowers rates because the risk that the insurance company will have to pay out a claim on your policy is smaller.
Vehicle repair costs for the Yukon are similar to other SUVs in its class, which is a benefit if you are shopping for insurance rates.
Repair costs have a noteworthy impact on insurance rates because the insurer will calculate the probable cost of repairs that may be necessary throughout the term of the policy, as well as the cost to replace the vehicle.
It is important to be aware of the coverage your policy offers in terms of replacement costs. A majority of policies will only pay you the cash value of your vehicle should it be declared a total loss.
Depending on the age and condition, this amount may or may not replace your vehicle to your satisfaction.
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Where can I find more information about purchasing insurance for a GMC Yukon?
Insurance policies differ dramatically in terms of benefits and coverage that are offered. It is imperative that you thoroughly research the amount and type of coverage provided by the policy you ultimately choose.
Some policies may cover things you aren’t even aware of, such as roadside assistance.
Roadside assistance is an invaluable service if the need was ever to arise, and a significant expense if you are not aware that it could have been covered by your insurance.
Your rate will also depend on the deductible you choose. It is wise to choose a deductible that you can reasonably afford if you have to file a claim. Keep in mind, however, that the higher the deductible, the lower the premium.
It is also a good idea to ask what discounts each insurance carrier provides. Beyond a discount for a clean driving record, you might be eligible for low mileage discounts or multiple-policy discounts if you bundle your auto and home insurance with one company.
To begin researching now, enter your ZIP code into the FREE online car insurance tool.
Frequently Asked Questions
How much does GMC Yukon car insurance cost?
On average, GMC Yukon insurance rates are around $125 per month or $1,500 per year.
Are GMC Yukons expensive to insure?
GMC Yukon insurance rates are slightly lower than the average vehicle. Factors such as your age, location, and driving record will affect the cost.
What factors impact the cost of GMC Yukon insurance?
The GMC Yukon trim, age of the vehicle, driver’s age, location, and driving record all influence the cost of insurance.
Do good GMC Yukon crash test ratings affect insurance rates?
Yes, vehicles with good crash test ratings, like the GMC Yukon, tend to have lower insurance rates.
What are some safety features on the GMC Yukon that impact insurance cost?
The GMC Yukon offers safety features such as stability control, traction control, airbags, and the OnStar system, which may help lower insurance rates.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.