Best Infiniti Car Insurance Rates in 2024

As luxury vehicles, Infiniti car insurance rates average $163 monthly, about 37% higher than the national average. Luxury car insurance costs more than coverage for standard vehicles because luxury vehicles are more expensive.

While Infiniti rates are higher than the national average, you can explore your options to find affordable Infiniti car insurance rates below. Once you have an idea of where to start your search, make sure to compare several of the best Infiniti car insurance options, so you know you have a policy that matches the quality of your Infiniti.

Infiniti Car Insurance Rates

While you can find a cheaper model, most new Infinitis cost between $50,000 and $100,000. By no means are Infinitis cheap, but the brand promises you’ll be getting quite the bargain in your car.

Many luxury cars have extremely high insurance rates, but that’s not the case for Infiniti. While Infiniti car insurance rates are still above the national average, they’re much more affordable than many other luxury brands. The average Infiniti driver pays about $163 a month for car insurance.

However, you’ll see many different rates based on the model you buy. Generally speaking, higher-priced models come with more expensive car insurance. Check out the table below to compare Infiniti car insurance cost by model:

Infiniti Car Insurance Rates: Average Monthly Premiums by Model and Coverage Type

Although the QX70 is the most expensive model to insure, there’s not very much variation between models. There’s only a $13 difference between QX70 rates and the least expensive models, QX30 and Q50.

Aside from the model of your car, several other factors will affect your car insurance rates. You can learn more about factors that affect your car insurance rates below. It helps to understand these factors while you’re looking for cheap Infiniti car insurance because some companies are more forgiving of specific situations than others.

It’s almost impossible to guess which company will have the cheapest rates for you without getting a personalized Infiniti car insurance quote. Learn how to find cheap car insurance.

Infiniti Car Insurance Coverage Options

While several factors affect your Infiniti car insurance rates, one of the most important is how much coverage you want to buy. Since Infinitis are luxury, high-end cars, most drivers choose a full coverage policy.

When you purchase full coverage, you’ll get the following Infiniti car insurance coverage options:

• Liability: Liability auto insurance coverage pays for the damages and injuries you cause in an at-fault accident. Most states require it, but it doesn’t cover your car.
• Collision: If you want help paying for your car repairs after an at-fault accident, you need collision insurance. Collision car insurance also covers you if you hit a stationary object, like a tree. Learn more about what is collision coverage on car insurance.
• Comprehensive: There’s a lot more than accidents that can damage your Infiniti. Comprehensive car insurance covers damage from fire, floods, extreme weather, animals, vandalism, and theft.
• Uninsured/underinsured motorist: While most states require car insurance, not everyone follows the law. Uninsured/underinsured motorist insurance protects you from drivers with inadequate coverage.
• Medical payment/personal injury protection: Medical payments and personal injury protection insurance covers your health care costs after an accident. It also covers your passengers and might protect you when you’re a passenger in someone else’s car.

Aside from these basic types of insurance, many Infiniti owners choose to add extra coverage. Popular add-ons for Infiniti owners include Gap insurance, new car replacement coverage, roadside assistance, and rental car reimbursement. (For more information, read our “How do I find out if GAP insurance is included in my car lease?“).

How to Save on Infiniti Car Insurance Rates

Luxury car insurance always costs more than standard policies, but Infiniti generally has affordable prices. As far as luxury cars go, Infinitis don’t have the largest price tags. Their affordability helps keep their car insurance rates low.

Although Infinits have relatively low insurance rates, there are always more ways to save. Try the following tips to find the best car insurance coverage for your Infiniti:

• Look for discounts. Taking advantage of Infiniti car insurance discounts is one of the best ways to keep your Infiniti car insurance rates low. Infiniti car insurance discounts include bundling policies, having multiple cars, and remaining claims-free.
• Raise your deductible. You can choose a higher car insurance deductible to help keep your insurance rates low. Just be cautious since you’ll have to pay more out of pocket if you need to make a claim.
• Enroll in telematics. Most companies offer usage-based auto insurance programs to help safe drivers save money. Depending on the company you choose, you can save up to 40% on your insurance.
• Keep your car safe. Infinitis already come with excellent safety features which help keep insurance rates low. You can increase your savings by parking in a secured spot every night.
• Drive safe. Drivers with incidents like speeding tickets, at-fault accidents, and DUIs will pay much higher rates than people with clean records. Find out how much will my car insurance go up after a speeding ticket.
• Choose the right coverage. It’s often tempting to add as much Infiniti car insurance coverage options as possible for a luxury car, but add-ons will significantly increase your rates. You should only buy what you need.

Many drivers opt to lower their Infiniti car insurance coverage as their car gets older. Insurance experts recommend lowering your coverage when your car is only worth a few thousand dollars. Since Infinitis are high-value cars, many drivers choose to keep full coverage even when their vehicle is a few years old.

While all the tips listed above are excellent ways to save on your car insurance, comparing Infiniti car insurance quotes is the best way to find affordable Infiniti car insurance. Companies use unique formulas to determine your rates, so knowing which company will have the lowest rates for you is impossible to guess.

Find the Best Infiniti Car Insurance Rates Today

With built-in safety features, affordable price tags, and a gas tank that won’t drain the bank, Infiniti is a good choice for anyone who wants a car that matches practicality with luxury. Affordable car insurance rates are just another bonus that comes with buying an Infiniti.

Although Infiniti car insurance rates are usually affordable, there are multiple ways to lower your car insurance rates even more. Before you buy a policy, make sure you research your Infiniti car insurance coverage options and discounts. Comparing Infiniti car insurance quotes not only helps you find the lowest rates, but also helps you pick a policy with the best car insurance coverage for your Infiniti.