Compare Kia Telluride Car Insurance Rates [2024]
Average auto insurance rates for a Kia Telluride cost $1,516 a year, or around $126 a month. Good drivers can save as much as $2,338 a year over higher risk drivers.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Dec 21, 2023
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Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,516 a year or $126 each month
- A liability-only policy costs around $608 a year or $51 each month
- Highest rates are for teenage drivers at around $5,541 a year or $462 each month
- Good drivers can save as much as $625 a year by earning policy discounts
- Kia Telluride insurance costs around $3 less per year than the average vehicle
Kia Telluride insurance rates are right around the average cost for vehicles. Full coverage costs around $1,516 a year or $126 a month. Good drivers can save up to $625 a year in policy discounts by being safe and courteous while driving. Let’s look at Kia Telluride insurance rates, safety ratings, and more.
You can start comparing quotes for Kia Telluride car insurance rates from some of the best car insurance companies by using our free online tool now.
Kia Telluride Insurance Cost
The average Kia Telluride auto insurance rates are $1,516 a year or $126 a month.
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Are Kia Tellurides Expensive to Insure?
The chart below details how Kia Telluride insurance rates compare to other SUVs like the Ford Flex, BMW X3, and Toyota Land Cruiser.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Kia Telluride | $376 | $688 | $316 | $1,516 |
| Ford Flex | $332 | $566 | $398 | $1,454 |
| BMW X3 | $376 | $656 | $372 | $1,562 |
| Toyota Land Cruiser | $420 | $774 | $398 | $1,750 |
| Acura MDX | $376 | $562 | $372 | $1,468 |
| Mitsubishi Outlander | $306 | $542 | $332 | $1,316 |
| Ford Explorer | $308 | $470 | $372 | $1,308 |
However, there are a few things you can do to find the cheapest Kia insurance rates online.
What Impacts the Cost of Kia Telluride Insurance?
The Kia Telluride trim and model you choose can impact the total price you will pay for Kia Telluride car insurance coverage.
Age of the Vehicle
Older Kia Telluride models generally cost less to insure. Auto insurance rates for a 2020 Kia Telluride are $1,516.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Kia Telluride | $376 | $688 | $316 | $1,516 |
Driver Age
Driver age can have a significant effect on Kia Telluride car insurance rates. For example, 30-year-old drivers pay $67 more for Kia Telluride car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Kia Telluride insurance rates. For example, drivers in Houston may pay $1,118 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on your Kia Telluride car insurance rates. Teens and drivers in their 20’s see the highest jump in their Kia Telluride car insurance with violations on their driving record.
Kia Telluride Safety Ratings
Your Kia Telluride auto insurance rates are influenced by the Kia Telluride’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Kia Telluride Crash Test Ratings
Not only do good Kia Telluride crash test ratings mean you are better protected in a crash, but good Kia Telluride crash ratings also mean cheaper insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Kia Telluride | 5 | 4 | 5 | 4 |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Kia Telluride Safety Features
The numerous safety features of the Kia Telluride help contribute to lower insurance rates. The 2020 Kia Telluride has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
- Lane Keeping Assist
Kia Telluride Finance and Insurance Cost
When financing a Kia Telluride, most lenders will require your carry higher Kia Telluride coverage options including comprehensive coverage, so be sure to shop around and compare Kia Telluride car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Kia Telluride Insurance
There are many ways that you can save on Kia Telluride car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Kia Telluride car insurance rates low.
- Remove Unnecessary Insurance Once Your Kia Telluride is Paid Off
- Buy Your Kia Telluride with Cash, or Get a Shorter-Term Loan
- Renew Your Kia Telluride Insurance Coverage to Avoid Lapses
- Buy a Kia Telluride with an Anti-Theft Device
- Compare Apples to Apples When Comparing Kia Telluride Insurance Quotes and Policies
Top Kia Telluride Insurance Companies
Who is the top auto insurance company for Kia Telluride insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Kia Telluride auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Kia Telluride offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Kia Telluride Insurance Quotes Online
You can start comparing quotes for Kia Telluride insurance from some of the top car insurance companies by using our free online tool today.
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Frequently Asked Questions
How much does car insurance cost for a Kia Telluride?
The cost of car insurance for a Kia Telluride can vary depending on various factors, including your location, driving history, age, gender, credit score, coverage options, and the insurance company you choose. To get an accurate estimate, it’s recommended to request quotes from different insurance providers and compare their rates and coverage options.
What are the common coverage options for Kia Telluride Car Insurance?
Common coverage options for Kia Telluride car insurance include:
- Liability Coverage: This coverage is typically required by law and includes bodily injury liability and property damage liability. It helps cover costs if you cause an accident that results in injuries to others or damage to their property.
- Collision Coverage: This coverage helps pay for repairs or replacement of your Kia Telluride if it is damaged in a collision, regardless of fault.
- Comprehensive Coverage: This coverage protects against non-collision-related damages, such as theft, vandalism, fire, or severe weather.
- Uninsured/Underinsured Motorist Coverage: This coverage provides protection if you’re involved in an accident with a driver who has insufficient or no insurance.
- Medical Payments Coverage: This coverage helps pay for medical expenses for you and your passengers in the event of an accident, regardless of fault.
What factors can affect the cost of Kia Telluride Car Insurance?
Several factors can influence the cost of Kia Telluride car insurance, including:
- Age and Driving Experience: Younger drivers and those with less driving experience generally have higher insurance rates.
- Driving Record: A clean driving record with no accidents or traffic violations can lead to lower insurance premiums.
- Location: The area where you live can impact your insurance rates. Factors such as crime rates, traffic congestion, and the number of accidents in the area are considered.
- Coverage and Deductibles: The level of coverage you choose and the deductibles you select can affect your premiums. Higher coverage limits and lower deductibles often result in higher premiums.
- Vehicle Safety Features: Equipping your Kia Telluride with safety features such as anti-lock brakes, airbags, and anti-theft systems may lead to lower insurance rates.
Are there any discounts available for Kia Telluride Car Insurance?
Yes, insurance providers often offer discounts that can help lower the cost of Kia Telluride car insurance. Common discounts include:
- Multi-Policy Discount: Bundling your car insurance with other policies, such as home or renters insurance, can lead to discounted rates.
- Good Driver Discount: Maintaining a clean driving record without accidents or traffic violations can make you eligible for lower premiums.
- Safety Feature Discount: Having safety features installed in your Kia Telluride, such as lane departure warning, adaptive cruise control, or automatic emergency braking, can result in lower insurance rates.
- Good Student Discount: If you’re a student with good grades, you may qualify for a discount on your car insurance.
- Loyalty Discount: Some insurance companies offer discounts to customers who have been with them for a certain period.
How can I find affordable Kia Telluride Car Insurance?
To find affordable Kia Telluride car insurance, consider the following:
- Compare Quotes: Obtain quotes from multiple insurance companies to compare rates and coverage options.
- Increase Deductibles: Opting for higher deductibles can lower your insurance premiums. However, ensure you can afford to pay the deductible amount in case of a claim.
- Maintain a Good Driving Record: Avoid accidents and traffic violations to maintain a clean driving record, which can help lower your insurance premiums.
- Take Advantage of Discounts: Inquire about available discounts and see if you qualify for any, such as multi-policy, good driver, or safety feature discounts.
- Review Coverage Needs: Assess your coverage needs and adjust your policy accordingly. Removing unnecessary coverage or adjusting coverage limits can help reduce costs.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.