Best Mazda Car Insurance Rates in 2024
Full coverage Mazda car insurance is an average of $135/mo, though there will be rate differences when you compare Mazda car insurance rates. For instance, Mazda3 full coverage car insurance costs an average of $140/mo, whereas Mazda MX-5 Miata full coverage car insurance is an average of $117/mo.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: May 20, 2024
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Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: May 20, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Mazda car insurance rates tend to be similar in cost even between SUV and sport cars models
- State Farm, USAA, and Nationwide usually have the cheapest rates for Mazdas
- Keeping a clean driving record will also help reduce your Mazda auto insurance rates
When you compare Mazda car insurance rates, it’s important to do a car insurance company comparison since companies charge different rates. If you own a Mazda, you’ll see changes in price as you shop for quotes, as some Mazda models are more expensive to insure than others based on the value of the car and safety ratings.
Continue reading to learn more about Mazda auto insurance coverages and the factors affecting Mazda car insurance rates. Then, when you are ready, use our free quote comparison tool to find the best car insurance for a Mazda.
Cost of Mazda Car Insurance
The cost of car insurance for your Mazda depends on several factors that affect car insurance rates, such as your chosen insurance company, how much coverage you need, your driving record, and more. On average, Mazda auto insurance costs $135 monthly for full coverage.
Mazda Car Insurance Rates by Company
Look at the table below to see what the cheapest car insurance companies are on average for Mazda drivers:
Mazda Average Monthly Auto Insurance Rates by Company
| Company | Rates |
|---|---|
| State Farm | $86 |
| USAA | $59 |
| Nationwide | $115 |
| Geico | $80 |
| Progressive | $105 |
| Allstate | $160 |
| National average | $135 |
Some companies where you can likely find the cheapest rates for your Mazda include State Farm and Nationwide. If you’re a military member or a veteran, USAA is also among the cheapest choices. Read our USAA car insurance review to learn more about USAA.
Companies with the most expensive Mazda car insurance rates are Geico and Progressive. We recommend getting quotes from cheap car insurance companies before looking into the more expensive ones on our list.
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Mazda Car Insurance Rates by Mazda Model
Because it is easier to find cheap Mazda car insurance for some Mazda models than others, we reviewed the average rates for a few different types of Mazda cars below.
Mazda CX-3 Car Insurance Rates
The Mazda CX-3, a subcompact SUV, is one of the cheaper versions of the Mazda to insure. Look at the table below to see the average rates for a Mazda CX-3:
Mazda CX-3 Average Monthly Auto Insurance Rates by Model Year
| Model Year | Rates |
|---|---|
| 2021 | $116 |
| 2020 | $112 |
| 2019 | $110 |
| 2018 | $110 |
| 2017 | $109 |
| 2016 | $108 |
The average monthly cost for a Mazda CX-3 isn’t bad, and shopping around for Mazda car insurance quotes may help you find an even cheaper rate.
Mazda CX-5 Car Insurance Rates
Mazda CX-5 insurance costs are also affordable since it’s another SUV. It costs a little more on average than the Mazda CX-3, but not by much, as you can see from the average car insurance rates below:
Mazda CX-5 Average Monthly Auto Insurance Rates by Model Year
| Model Year | Rates |
|---|---|
| 2020 | $115 |
| 2019 | $114 |
| 2018 | $113 |
| 2017 | $113 |
| 2016 | $111 |
On average, a full coverage policy for a Mazda CX-5 will be around $200 a month, although your rates will vary depending on your age and driving record.
Mazda CX-9 Car Insurance Rates
A Mazda CX-9 is more expensive to insure on average than the CX-3 or CX-5, and it’s one of the more expensive SUV Mazda models to insure.
Mazda CX-9 Average Monthly Auto Insurance Rates by Model Year
| Model Year | Rates |
|---|---|
| 2020 | $120 |
| 2019 | $119 |
| 2018 | $118 |
| 2017 | $117 |
| 2016 | $116 |
If you find your rates for your Mazda CX-9 are more expensive than anticipated, make sure you compare Mazda CX-9 car insurance rates. State Farm and Nationwide have some of the cheaper rates, or USAA car insurance if you’re a military member or veteran.
Mazda CX-30 Car Insurance Rates
A Mazda CX-30 is another subcompact SUV model. It is one of the cheaper SUV models to insure, as it tends to have a low MSRP. Cheaper models mean that repair parts are easier to find and less expensive, which reduces car insurance rates.
Mazda3 Car Insurance Rates
The Mazda3 also has affordable auto insurance rates, as you can see from the average rates below:
Mazda 3 Sedan Average Monthly Auto Insurance Rates by Model Year
| Model Year | Rates |
|---|---|
| 2020 | $117 |
| 2019 | $115 |
| 2018 | $115 |
| 2017 | $114 |
| 2016 | $113 |
| 2015 | $111 |
| 2014 | $108 |
On average, a Mazda3 insurance cost will be under $150 a month to insure with a full coverage insurance policy.
Learn more: Compare Mazda 3 Car Insurance Rates
Mazda6 Car Insurance Rates
A Mazda6 costs a little less on average to insure than a Mazda3, but not by much. Take a look at the average rates for a Mazda6 below:
Mazda 6 Average Monthly Auto Insurance Rates by Model Year
| Model Year | Rates |
|---|---|
| 2017 | $115 |
| 2016 | $114 |
| 2015 | $112 |
| 2014 | $109 |
| 2013 | $107 |
| 2012 | $102 |
| 2011 | $99 |
| 2010 | $96 |
Taking advantage of car insurance discounts at your insurance company can help you reduce your rates even further.
Mazda MX-5 Miata Car Insurance Rates
A Mazda MX-5 is one of the cheaper cars to insure, even if you’re buying sports car insurance, with one of the lowest average rates out of all the Mazda models. Below you can see the average rates for a Mazda MX-5:
Mazda MX-5 Miata Average Monthly Auto Insurance Rates by Model Year
| Model Year | Rates |
|---|---|
| 2017 | $98 |
| 2016 | $97 |
| 2015 | $95 |
| 2014 | $93 |
| 2013 | $90 |
| 2012 | $87 |
| 2011 | $84 |
| 2010 | $82 |
Sports cars are generally more expensive to insure than other vehicles. However, because the starting price for a Mazda MX-5 is low, the cost to insure this model isn’t bad at all when you compare Mazda MX-5 Miata car insurance rates.
Mazda MX-30 Car Insurance Rates
The Mazda MX-30 is a new electric vehicle that hasn’t been widely released yet. Since it’s more expensive than other Mazda models, it may have a slightly higher auto insurance rate to offset the more expensive repairs for breakdowns. However, like all Mazda models, it probably won’t have expensive rates, making it an economical vehicle to insure.
Explore Your Coverage: Compare Mazda Car Insurance Rates by Model
Quickly compare car insurance rates for Mazda models including 3, CX-9, and MX-5 Miata. Start now to find the best rates for your Mazda!
| Compare Mazda Car Insurance Rates by Model |
|---|
| Mazda 3 |
| Mazda CX-9 |
| Mazda MX-5 Miata |
The Final Word on Mazda Car Insurance Rates
When you compare Mazda car insurance rates, Mazda cars are more economical to insure than other brands. Rates tend to be similar whether you purchase an SUV or sports car model, as Mazda cars are similar in price. Comparing rates, taking advantage of discounts, and keeping a clean driving record will also help keep your Mazda auto insurance rates low.
To find the best Mazda car insurance today, use our free quote comparison tool. It will help you compare Mazda car insurance quotes to find the best policy for you.
Frequently Asked Questions
Why are Mazdas so expensive to insure?
Some Mazda models will cost more to insure because they have higher purchase prices or are considered sports cars, such as the Mazda 3. Other models will be more affordable.
Why is Mazda 3 insurance so high?
Insurance companies consider Mazda3s as sports cars, resulting in higher Mazda3 insurance costs. On average, Mazda3 insurance costs $140 monthly for full coverage, a bit higher than the overall Mazda average.
Is a Mazda Cx-5 expensive to insure?
Mazda Cx-5 insurance costs $138 monthly, slightly higher than the overall Mazda average. However, you can find affordable rates by comparing Mazda car insurance quotes.
What is the cheapest Mazda to insure?
The Mazda MX-5 Miata is the cheapest Mazda to insure, averaging $117 per month for full coverage. However, if you’re looking for even more affordable Mazda car insurance, you could insure a 2014 Mazda MX-5 Miata for just $93.
What factors affect Mazda car insurance rates?
Several factors can influence Mazda car insurance rates, including:
- Vehicle make and model: The make, model, year, and trim level of your Mazda can impact insurance rates. Factors such as the vehicle’s safety features, repair costs, and theft rates can influence premiums.
- Driver’s age and experience: Younger and inexperienced drivers often face higher insurance rates due to their higher risk profile. Older, experienced drivers generally receive lower premiums. Compare car insurance rates for young drivers to find affordable Mazda car insurance quotes.
- Driving record: A driver with a clean driving record and no or minimal traffic violations is likely to have lower insurance rates compared to someone with a history of accidents or traffic violations.
- Location: The area where you live can affect insurance rates. Higher crime rates, urban areas, and regions prone to accidents or severe weather events may have higher premiums.
- Insurance coverage and deductibles: The type and amount of coverage you choose, along with the car insurance deductible you get, can impact your insurance rates. Higher coverage limits and lower deductibles usually result in higher premiums.
- Credit history: In some regions, insurance companies consider credit history as a factor in determining premiums. Good credit may lead to lower rates.
- Annual mileage: The number of miles you drive annually can affect your insurance rates. Higher mileage typically leads to higher premiums as it increases the chances of accidents.
- Insurance history: If you have a history of continuous insurance coverage without lapses, it may positively affect your rates. Previous claims and gaps in coverage can lead to higher premiums.
Can I get insurance coverage for a leased or financed Mazda vehicle?
Yes, you can obtain insurance coverage for a leased or financed Mazda vehicle. In fact, lease and finance agreements usually require the lessee or borrower to carry comprehensive and collision coverage to protect the lender’s investment. These coverage types pay for repairs or replacement of the vehicle in case of damage or loss.
It’s important to consult with your insurance company to ensure you have the appropriate coverage for your leased or financed Mazda and meet the requirements of your lease or finance agreement.
What is the best insurance for a Mazda?
Companies like State Farm, Geico, and USAA tend to have some of the cheapest Mazda car insurance rates.
Is Mazda 6 insurance expensive?
A Mazda 6 is one of the more expensive Mazda models to insure, as it rates are similar to the Mazda 3.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.