MetLife Car Insurance Discounts [2024]
Metlife auto insurance discounts include those for combining insurance policies and having great driving records. Drivers that are claim-free for 5 years can save up to 20%.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: Dec 28, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 28, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- MetLife offers a variety of insurance policies to both individuals and businesses
- MetLife offers discounts for safety features as well as bundling policies together
- Talk to your MetLife representative to make sure you are getting a good deal
For individuals, MetLife offers not only car insurance but also life, disability income, home, long-term care, and dental insurance.
If you would like to look for car insurance right now, just enter your ZIP code in the FREE quote box above and you will be able to compare car insurance rates from a variety of companies.
Car Insurance Coverage offered by MetLife
MetLife offers car insurance that helps cover you in many different circumstances. Some car insurance companies just offer the basic coverage, which includes collision and liability coverage.
MetLife offers Auto Advantage, which gives you more benefits and complete coverage.
The Auto Advantage program offers a variety of coverage like:
- Liability protection
- Comprehensive and collision coverage
- Underinsured/ uninsured motorist
- Personal injury protection
- Medical payments coverage
- Enhanced rental car
- Full replacement costs
Along with cars, MetLife also offers insurance for RVs, snowmobiles, ATVs, golf carts, motorcycle, and collectible cars.
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Safe Driving Discounts from MetLife
MetLife offers discounts and rewards for safe drivers.
- If you have completed an eligible driver safety course you can earn seven percent off your premium
- You can save up to 12 percent if every driver in your house has a great driving record
- If you have been accident- and claim-free for five years you can save up to 20 percent
MetLife also has the Deductible Savings Benefit, which allows you to earn a credit of $50 towards your deductible for every year that passes without a loss.
Combine Your Insurance Policies
You can receive discounts for insuring multiple products or policies with MetLife.
If you combine your car and homeowners insurance, you will receive a discount of ten percent.
For other multi-product discounts, contact a MetLife representative.
Read more: How To Combine Car Insurance Coverage With the Right Deductible
Young Drivers and Discounts for Good Grades
Certain young drivers may be eligible for discounts through MetLife. College and high school students may be eligible for a discount of up to 15 percent with a qualifying grade point average.
Another benefit of being insured with MetLife is that you can read this guide that was created for guardians and parents on how to teach your teenager to drive.
These brochures are especially beneficial for those individuals who have to complete supervised drives with the new driver.
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Vehicle Safety Features and Discounts
Some insurance companies offer discounts for certain safety features on your vehicle such as:
- Burglar alarms
- Recovery devices
- Disabling devices
- Anti-lock brakes
- Airbags
- Seat belts
Check with your MetLife agent to see if you can save money on any of the above eligible features on your vehicle.
Find out If MetLife Offers Loyalty Discounts
Some insurance companies will give you a discount if you have been insured with the company for a certain period of time.
Insurance companies understand that it is easier to keep a current customer than find new ones, so some will reward customers with loyalty discounts.
Talk to your MetLife representative to see if the company offers such benefits.
MetLife Group Discounts
Some insurance companies offer discounts to certain groups or organizations. These groups, employers, or professional organizations will sign up as affiliates with the insurance company to offer benefits to their employees or members.
These benefits are available in the form of discounts for the members, and the insurance company benefits because more people are exposed to their products.
Fill in your ZIP code in the box below, and you can check out online car insurance from several companies.
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Case Studies: MetLife Car Insurance Discounts in Action
Case Study 1: Cost Savings through a Claim-Free Driving Record
In this case study, we examine the experience of John, a policyholder with MetLife, who maintained an impeccable driving record without any claims for a period of five years. As a result of his responsible driving behavior, John was able to enjoy substantial savings of up to 20% on his car insurance premium.
Case Study 2: Optimizing Discounts via Policy Combination
Our second case study revolves around Sarah, who made a strategic decision to consolidate her car and homeowners’ insurance policies with MetLife. By combining these policies, Sarah was able to unlock a valuable 10% discount on both coverages. This prudent policy combination not only enhanced her insurance coverage but also enabled her to achieve notable savings on her overall insurance costs.
Case Study 3: Rewards for Safe Driving
In this case study, we explore the story of Mark, a responsible driver who entrusted his insurance needs to MetLife. Mark’s commitment to safe driving practices earned him the coveted Deductible Savings Benefit. By consistently maintaining a clean driving record, Mark accumulated a $50 credit towards his deductible each year.
Frequently Asked Questions
What types of insurance does MetLife offer?
MetLife offers car insurance, as well as life, disability income, home, long-term care, and dental insurance.
Does MetLife offer discounts for safe drivers?
Yes, MetLife offers discounts and rewards for safe drivers. They also have a Deductible Savings Benefit that allows you to earn a credit towards your deductible for every claim-free year.
Can I get a discount for combining my insurance policies with MetLife?
Yes, if you combine your car and homeowners insurance with MetLife, you can receive a discount of ten percent. Contact a MetLife representative for other multi-product discounts.
Are there any discounts for young drivers?
MetLife offers discounts for certain safety features on your vehicle. Contact your MetLife agent to see if you can save money on eligible safety features.
Are there loyalty discounts available with MetLife?
Some insurance companies offer loyalty discounts to customers who have been insured with them for a certain period of time. Contact your MetLife representative to see if such benefits are available.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.