Compare Missouri Car Insurance Rates [2024]
Compare Missouri car insurance at $73/mo. Missouri car insurance minimum liability requirements are 25/50/10 for bodily injury and property coverage. Start your search with insurers like Allstate, State Farm, and Geico to find the most affordable car insurance in Missouri.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Feb 16, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Feb 16, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Shopping for the best car insurance can be challenging but not impossible
- There are several factors besides price that you may want to consider
- Find out what car insurance discounts are most applicable and most valuable
What is not convenient is everything that goes into car ownership, such as routine maintenance, purchasing gasoline, and the ever-important purchase of car insurance.
One of the most important facts to realize is that prices can differ dramatically between companies, so it is important to compare quotes from several different sources before deciding. Compare FREE quotes today from the best Missouri car insurance companies with our ZIP code search tool above.
Legal Requirements
Car insurance is a legal requirement to drive in Missouri. One must show proof of car insurance when registering a vehicle, and upon demand, when pulled over by a law enforcement offer.The minimum requirements for liability coverage are:
- Car Insurance Rates in Missouri
- Compare Norwood, MO Car Insurance Rates [2024]
- Compare Maryville, MO Car Insurance Rates [2024]
- Compare Elkland, MO Car Insurance Rates [2024]
- Compare Desloge, MO Car Insurance Rates [2024]
- Compare Columbia, MO Car Insurance Rates [2024]
- Compare Cape Girardeau, MO Car Insurance Rates [2024]
- Compare Buffalo, MO Car Insurance Rates [2024]
- Compare Albany, MO Car Insurance Rates [2024]
- $25,000 per person for bodily injury in case of accident
- $10,000 is the total that will be paid for property damage
- $50,000 is the total amount that will be paid per accident
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Coverage Levels
Liability car insurance covers the other driver when one is involved in an accident.
The minimum liability is all that is needed for those starting out with few assets.
Drivers who have more to lose will, of course, need to have higher coverage levels to protect themselves from legal action if they were the cause of the accident, and insurance doesn’t cover the full amount of damage.Collision and comprehensive coverage will likely be needed for those with a newer car.
- Collision will cover damage to the insured’s car
- Comprehensive pays the replacement value if the car is stolen
The amount of coverage varies widely from company to company and on the car insurance deductible one chooses. With an older car, comprehensive and collision insurance is unnecessary since the replacement value is likely less than the of maintaining collision coverage.
Driving and Credit History
Some car insurance companies are geared toward those with poor histories.
If you are a driver with a less than stellar driving history, it may be worth it to investigate a company that caters to such drivers.
Some companies may not require credit checks. However, unless one’s credit is truly subpar, it may be wise to pursue a quote from a more mainstream company as well, since it may result in lower .
The Importance of Comparison Shopping
between insurance companies can vary widely, so it is important to shop around.
Always get a personalized quote; do not simply follow the advice of anyone who insists that one company has the lowest .
Even if that someone is a trusted friend or relative, car insurance vary based on factors such as age, coverage levels, and driving history.What may be right for one is not necessarily right for another person.
How Much Auto Insurance Costs in Missouri
Explore the varying costs of auto insurance across different cities in Missouri with our comprehensive comparison tool. Whether you reside in Albany, Buffalo, Cape Girardeau, Columbia, Desloge, Elkland, Maryville, Norwood, or beyond, gain insights into the prevailing car insurance rates tailored to your location.
| Compare Car Insurance Rates in Your City | |
|---|---|
| Albany, MO | Desloge, MO |
| Buffalo, MO | Elkland, MO |
| Cape Girardeau, MO | Maryville, MO |
| Columbia, MO | Norwood, MO |
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Car Insurance Companies in Missouri
Here are six companies that you may want to start with when beginning your car insurance search:
- Allstate – Allstate’s trademark is their safe driving bonus. For every six months without an accident, they offer a check for up to 5 percent off the . In addition, they offer an accident forgiveness program to keep from going up because of a single accident, even if the insured driver is the one at fault. Read our Allstate car insurance review for more information.
- State Farm – State Farm is one of the oldest insurance companies. Their marketing highlights the fact that a State Farm agent will work with you for all of your insurance needs. For those who want to work directly with an agent State Farm is a great option, although online quotes are now readily available on their website. Read our State Farm car insurance review for more information.
- AAA – AAA is well-known for their roadside assistance program. AAA membership is a requirement but it is affordable, and they offer several benefits such as discounts on car rentals, hotels, and much more. Read our AAA car insurance review for more information.
- Safe Auto – Safe Auto has marketed itself as an option for those who simply want to meet the Missouri car insurance minimum requirement. They advertise that no credit check is required
- Progressive – Progressive is a nationwide company. Progressive offers a $50.00 discount for new customers, but they do check driving records and credit history when requesting an online quote. Read our Progressive car insurance review for more information.
- Geico – Geico is a nationwide company, with easily accessible online quotes and flexible payment plans. Geico checks both driving record and credit history when processing an online quote. Read our Geico car insurance review for more information.
Shopping for good car insurance coverage involves some research, but finding a plan that meets one’s needs at an affordable price is worth the effort. Start comparing today with our FREE search tool at the bottom of this page, and see how much money you could save.
Frequently Asked Questions
How can I find the best car insurance in Missouri?
To find the best car insurance in Missouri, it’s important to compare quotes from multiple insurance companies. You can use online comparison tools or work with an independent insurance agent who can help you navigate different options and find the most competitive .
How can I save money on car insurance in Missouri?
To save money, compare quotes from different companies, take advantage of available discounts, maintain a good driving record, and consider raising your deductible. Shopping around and finding the right coverage at an affordable price is worth the effort.
Which car insurance companies should I consider in Missouri?
Here are six car insurance companies to start your search with: Allstate, State Farm, AAA, Safe Auto, Progressive, and Geico. Each has its unique offerings, such as safe driving bonuses, personalized agent support, roadside assistance, and minimum coverage options. Research and compare their features to find the best fit for your needs.
Why is comparison shopping important for car insurance?
can vary significantly between insurance companies, so it’s crucial to compare quotes from multiple sources. Personalized quotes are essential, as are influenced by factors like age, coverage levels, and driving history. Don’t rely solely on someone else’s recommendation.
Is collision and comprehensive coverage necessary for older cars?
For older cars, collision and comprehensive coverage may not be necessary because the replacement value is likely less than the of maintaining such coverage. You may choose to forgo these options and focus on liability coverage instead.
What additional coverage options should I consider?
For those with a newer car, collision and comprehensive coverage are important. Collision coverage pays for damage to your car in an accident, while comprehensive coverage covers theft and non-collision-related damage.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.