Compare Nebraska Car Insurance Rates [2024]

If you are looking to get cheap car insurance in Nebraska, the best way is to compare Nebraska car insurance rates from different companies. However, you must first know how much insurance Nebraska requires and what additional coverages you want to carry.

Our guide goes over everything you need to know about Nebraska car insurance requirements and rates, so you can make an informed decision about your car insurance. If you want to get started on comparing car insurance rates in Nebraska, you can use our free quote comparison tool.

Nebraska Car Insurance Coverage and Rates

Before you decide to move to Nebraska or even just visit, consider your options in car insurance coverage. Let’s get started!

Minimum Car Insurance Requirements in Nebraska

Liability insurance pays all individuals — drivers, passengers, pedestrians, bicyclists, etc — who are owed compensation for property damage and/or injuries resulting from a car accident that you or anyone under your policy causes.

Nebraska is an “at-fault” accident state. This means, if you are the at-fault driver during an accident, you will be held liable for any personal injury or property claims.

As such, liability car insurance coverage is required in the state of Nebraska at these minimum coverage amounts:

• $25,000 – to cover Injury or death per person in an accident you caused
• $50,000 – to cover total injuries or death per accident you caused
• $25,000 – to cover property damage per accident you caused

Nebraska also requires all motorists to carry uninsured and underinsured coverage at least equal to the minimum amounts for bodily injury and property damage. Agents are required by law to offer more coverage than the minimum, which is highly recommended.

• $25,000 – to cover your own injury per person caused by an uninsured/underinsured driver
• $50,000 – to cover total injuries or death per accident caused by an uninsured/underinsured driver

Maybe you’re curious about what the minimum car insurance costs are for the neighboring states? Take a look here!

Required Forms of Financial Responsibility in Nebraska

There is a zero-tolerance policy for motorists driving without proof of car insurance in Nebraska.

Your driving license and driving privileges will be automatically suspended when you have been found guilty of a citation for No Proof of Insurance.

Nebraska reminds residents that it is the responsibility of the vehicle owner to carry insurance on the vehicle; therefore, if you were driving someone else’s vehicle without coverage, DO NOT pay/plead guilty to the ticket!

Premiums as Percentage of Income in Nebraska

In 2014, the annual per capita disposable personal income in Nebraska was $43,277. That’s not bad considering that almost half of the states have a DPI lower than $40K.Disposable personal income (DPI) is the total amount of money available for an individual to spend (or save) after their taxes have been paid.

On top of the stellar DPI, the average annual cost of car insurance in Nebraska is only $806 which is nearly $150 less than the national average.

Nebraska residents pay only 1.86 percent of their average disposable personal income on their car insurance premiums.The average Nebraska resident has $3,607 each month to buy food, pay bills, etc. The car insurance bill will deduct about $67 out of that.Despite the higher income, Nebraska residents pay very reasonable rates for car insurance coming in at over $10 lower than the average monthly payment nationwide.https://youtu.be/mBS0OWGUidc?t=27Way to go, Nebraska!Now, you can put those extra dollars where it really matters – savings!

Average Monthly Car Insurance Rates in NE (Liability, Collision, Comprehensive)

The above table outlines what the experts say. Expect car insurance rates in Nebraska to be significantly higher for 2019 and on.Remember: Nebraska has minimum insurance requirements for liability coverage and uninsured motorists coverage, but experts suggest drivers purchase more than what state law requires, especially when the state is an “at-fault” state like Nebraska is.

There is quite a bit of variation in average cost of car insurance from state to state.

Let’s explore some of the most popular coverage options to add to a basic auto insurance policy.

Additional Liability Coverage in Nebraska

A loss ratio shows how much a company spends on claims to how much money they take in on premiums. For example, a loss ratio of 60 percent indicates that companies are spending $60 on claims out of every $100 earned in premiums. A loss ratio of over 100 percent means the company is losing money. If the loss ratio is too low, the company isn’t paying claims.

Loss ratios are increasing, and no doubt in response to the decreased percentage of uninsured motorists.

Placing harsh consequences on those who drive without insurance has paid off for Nebraska residents who are obviously taking advantage of higher coverage levels. After all, it doesn’t take much to expire the minimum coverage of $25,000 with a two-day hospital stay.

However, sometimes insurance companies can be very selective in what they will cover when you file a claim against your uninsured/underinsured motorist coverage. Before you file a claim after being hit by an uninsured motorist, be sure to:

• Follow all procedural and policy requirements outlined by your insurance provider;
• Be truthful regarding any and all injuries sustained as a result of the accident;
• Obtain only reasonable and necessary medical treatment;
• And obtain documentation that the other party did not have coverage or your medical costs have already exceeded the negligent driver’s insurance limits.

Based on the most recent loss ratios, insurance companies in Nebraska are likely not being too selective but taking extra precaution as outlined above will keep the loss ratios steady.Another option is to consider personal injury protection (PIP), otherwise known as no-fault insurance, for medical bills incurred because of a wreck, regardless of who is at fault, who is driving, or who owns the vehicle.Cover your own back! Start comparison shopping today using our FREE online tool. Enter your ZIP code below to get started!

Add-ons, Endorsements, and Riders

We know getting the complete coverage you need for an affordable price is your goal.Good news: there are lots of powerful but cheap extras you can add to your policy.Here’s a list of other useful coverage available to you in Nebraska.

• Gap insurance
• Personal Umbrella Policy (PUP)
• Rental Car Reimbursement
• Mechanical Breakdown Insurance
• Non-Owner Car Insurance
• Modified Car Insurance Coverage
• Classic Car Insurance
• Pay-as-You-Drive or Usage-Based Insurance

Average Monthly Car Insurance Rates by Age & Gender in NE

Most people are under the impression that men pay higher car insurance rates than women; in some states, this is true. However, six states have outlawed charging different insurance rates based on gender and/or marital status. Nebraska may not be too far behind.

Our researchers learned that age and the actual insurance carrier seem to be the most significant contributing factors in cost variance.

Demographic and Insurance Carrier

The table below displays average rates by age, gender, and carrier. Click on the arrows for each column to sort rates.

Interestingly, Safeco charges 17-year-olds over $11,600 more than their averaged yearly premium of $3,312 for insureds over the age of 18! American Family Mutual, however, charges only about $1,900 difference in annual premiums based on age.Let’s dig deeper!

Highest and Lowest Rates by ZIP Code

Search the table below which lists the highest and lowest rates according to the ZIP code.

Most Expensive/Least Expensive Average Rates by City

Take a look at the table below listing the most/least expensive carrier rates according to the city. Use the search box to look for various cities. As you can see, your location is a significant factor in the rates you can expect to pay.

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Nebraska Car Insurance Companies

There are so many car insurance carriers vying for your business these days, it’s hard to know which ones actually come through on their promises.No need to worry, we’ve got you covered! Keep scrolling to find out who the best car insurance companies in Nebraska.Ready to go? Let’s get this show on the road…

The 10 Largest Nebraska Car Insurance Companies’ Financial Rating

AM Best gives insurance companies financial ratings. A good score means they are highly likely to stay solvent and have the ability to pay customer claims.

Besides premiums, one of the other components that should factor into your decision when picking an insurance carrier is customer ratings. Want to find out what customers really think about the top Nebraska car insurance carriers?

Companies with Best Ratings

Nebraska falls into the Central Region for the 2018 J.D. Power auto insurance study. The top insurances companies of Nebraska are sprinkled throughout the customer satisfaction ratings provided by this trusted source.Weigh the good against the bad by looking at complaints as well as accolades.

Car Insurance Company Complaints

The State of Nebraska’s Commission on Insurance does not track state-level complaints. In the table below is the complaint index of the largest Nebraska auto insurance company on a national level.The complaint index calculates how much larger a company’s share of complaints is compared to its share of profits across the state.

Companies that have a complaint index higher than one are worse than the average insurer, and those with an index below one are better than average.

Bear in mind, some complaints are based on general car insurance company customer satisfaction ratings, so factor that into your final decision.

Car Insurance Rates by Company in Nebraska

We know that rates are one of the biggest factors that impact your choices in Nebraska car insurance. The below chart shows ten of the top carriers in the state, along with their average rates compared to the overall state average.

Our researchers discovered that Safeco charges the most in average premiums, with State Farm coming in at 2nd place for the highest annual rates. Meanwhile, USAA comes in number one for the lowest average rates.

Commute Rates

The table below compares the rates of top carriers in the state against average commute times. Interestingly enough, Allstate comes out with the highest premium for annual mileage while Liberty Mutual and USAA compete for the lowest premium for car insurance mileage.

If you have a particularly short commute to work, consider one of the companies that doesn’t charge extra for a longer commute.

Coverage Level Rates

Think of your needed coverage level as a way to equalize your assets in the event you are taken to court regarding an at-fault car accident. An example of the amount of liability at a low coverage rate would be 50/100/50, medium level coverage would be 100/300/100, and high coverage would be 250/500/100.Low, medium, and high coverage level rates for the top-10 insurance providers in Nebraska are listed in the table below. These rates are averaged across all ZIP codes.

As you can see, on average, it doesn’t cost much more per year to get medium ($7 more per month) or even high-level coverage ($15 more per month). For some insurance companies, higher coverage is actually more affordable than lower coverage.

Credit History Rates

According to a study conducted by Experian, the average resident of Nebraska has a credit card VantageScore of 695 and around 2.83 credit cards in their name.

Nebraska falls in the top ten states for highest VantageScore.You Nebraskans are smart shoppers! The average Nebraska consumer has a credit card balance of $5,630.VantageScore considers a score over 700 to be good or excellent, between 650 and 699 to be fair, and 649 or lower to be poor.

Keep your credit history manageable because insurance carriers run credit checks on their customers from time to time to recalculate the chance they may file a claim. If you see a change in your rates, this could be why.

Driving Record Rates

As you’ll note in the table below, your driving history has a direct effect on the annual rates you can expect to pay.

If you look at the rates listed for Geico, for example, you’ll notice that the rate difference for a clean record versus one DUI is nearly $2,900 premium jump, while American Family and State Farm keep their rates on the lower end for customers that have a less-than-stellar driving record.

These rates, however, may not apply to new customers. If you have a shady driving record, you may want to investigate high-risk auto insurance.

How Much Auto Insurance Costs in Nebraska

Discover the intricacies of auto insurance rates in Nebraska’s Plattsmouth and Scottsbluff with our city-specific analysis. Gain concise insights into the factors influencing premiums in your locale, helping you make informed decisions about coverage. Compare and analyze car insurance rates to understand the key factors shaping costs in these Nebraska cities.

The 10 Largest Car Insurance Companies in Nebraska

In the table and chart below are the 10 insurance companies in Nebraska that are at the top of the market share. A loss ratio shows how much a company spends on claims to how much money they take in on premiums.

Number of Car Insurance Providers in Nebraska

With so many options, let us help navigate your decision.

Laws in Nebraska

In order to keep your car insurance rates low, you have to know the laws in your state so you’re not blindsided by a fine.Don’t worry! We’re here to help.Keep reading to learn about the laws specific to the state of Nebraska.

Car Insurance Laws in Nebraska

Car Insurance laws will be different in various states, but Nebraska is very strict.

High-Risk Insurance

The state of Nebraska has a points system. In most cases, excessive points on your driving record will affect your car insurance rates. Various violations result in a various number of points, but if you reach 12 points in a two-year period, there are serious repercussions.

For example, one speeding violation of 35 mph over the speed limit will result in a ticket and four points on your driving record. Have three violations of this particular kind in a two-year period, and your driving privileges will be automatically revoked.In addition, points from convictions remain on your driving record for five years.

Nebraska even tracks violations of the driving laws in other states. If you obtain a violation in all states except for three, points will be assessed in Nebraska.

There is an additional penalty for not addressing tickets in other states. If you fail to comply, your driving privileges will be suspended.But, there is a small sliver of hope!Nebraska offers a driver improvement course that can be completed once every five years. The course must be completed prior to the date of violation that would assess the 12th point on the driving record, and completion of the course results in two points removed from your record.

Nebraska also has a medical hardship permit program for those who have lost their driving privileges. This permit must be renewed every 90 days.

Though the name of the permit may indicate usage for medical needs only, it is permissible to travel between home and work but not for shopping, probationary meetings, or school.For drivers with a history of accidents or traffic violations, they may find themselves unable to purchase coverage from an auto insurance carrier. This is where a type of insurance known as high-risk insurance comes into play.

Don’t fret!If you are having trouble finding a car insurance carrier, you may apply for insurance through the Nebraska Automobile Insurance Plan (NEAIP).You must verify that you have tried and failed to get reasonable rates within 60 days of serving the consequences for your conviction.

Low-Cost Insurance

The state of Nebraska currently does not provide any auto insurance for welfare recipients.

Windshield Coverage

At this time, in Nebraska, there are no laws that specify windshield coverage. However, individual insurance companies may offer coverage and/or a zero-dollar deductible. In any case, Nebraska residents are permitted to choose any windshield repair vendor desired.If windshield coverage is something you desire, you will need to have comprehensive coverage and you will have to carefully examine how the different insurance providers handle windshield claims.

Be aware that filing a claim may increase your premiums. Consider paying out of pocket if the cost of the repair is less than what you have on hand. Preserve your low premium for cases in which damages exceed what you can reasonably pay out of pocket.

Automobile Insurance Fraud in Nebraska

Insurance fraud is a criminal offense in the state of Nebraska. the Nebraska Department of Insurance defines insurance fraud as…

…any deliberate deception committed against, or by, an insurance company, insurance agent, or consumer for the purpose of unjustified financial gain.

In Nebraska, there are seven situations in which insurance fraud is committed:

• Fake insurance policies such as using a fake address for cheap car insurance
• Insurers pocketing premiums and issuing fake policies
• Arson-for-profit
• Fraudulent claims
• Exaggerated claims
• Medical fraud
• Slip & fall personal injury schemes

Committing insurance fraud in Nebraska is classified as a crime and will result in fines for each consecutive violation:

• First violation: Fine of up to $5,000.
• Second violation: Fine of up to $10,000.
• Each subsequent violation: Fine of up to $15,000.

The state of Nebraska has a fraud bureau which handles all instances of insurance fraud.In 2018, there were 43 cases of Auto Bodily Injury accounting for $122,684.00 and 272 cases of Auto Property accounting for a total of $383,754.09 of reported losses.The total amount of reported losses (actual/potential) was $14,865,363; therefore, auto-related cases of fraud made up 3.4 percent of all cases handled by the Nebraska Fraud Bureau.

However, auto-related fraud cases totaled to be 315, making up 44 percent of the total number of fraud cases during 2018 which were primarily life and health insurance fraud cases.The statistics tell you that auto insurance fraud is more common but makes up a small percentage of the monies that the Nebraska fraud bureau actually handles.Don’t jump on the bandwagon of auto insurance fraud – it’s just not worth the money or the time.

Statute of Limitations

A statute of limitations is the limit on the amount of time you have to bring a lawsuit to court. Different states have different statutes of limitations for personal injury and property damage matters.If you are ever in an auto accident involving extensive injuries and damages, you need to know your rights in the matter. Nebraska Revised Statute 25-207 explains that you have to get your personal injury lawsuit filed within four years and your property damage lawsuit filed within four years of the date of the car accident.

Vehicle Licensing Laws in Nebraska

Now, we all know that you can’t drive a car without a license. Let’s find out what mandatory vehicle licensing laws are in Nebraska.

Penalties for Driving Without Insurance

As mentioned earlier, Nebraska has a zero tolerance policy for motorists driving without proof of car insurance.

Your driving license and driving privileges will be automatically suspended when you have been found guilty of a citation for No Proof of Insurance.

Teen Driver Laws

Because Nebraska is mostly rural, the law makes an exception for teens living in rural areas.Students who are at least 14 years and two months of age may be issued a learner’s permit (called an “LPE permit”) and a limited license (called a “school permit”). Both require adult supervision when in use. Case in point, Douglas County (home to Omaha) has a population density of 1,674 people per square mile. Cherry County, the largest county by land use in Nebraska, has a population density of 1 person per square mile.

Differentiation between laws in rural and urban areas is quite reasonable; nearly 86 percent of the counties in Nebraska have a population density of fewer than 15 people per square mile.

Rural or not, however, the same point system is in effect for teens and those under 21, but only harsher.If a driver under the age of 21 accumulates six or more points within a 12-month time period, the only way to prevent suspension is to complete a Defensive Driving Course within three months of notification by the DMV. Drivers can get defensive driver car insurance discounts if they have taken a course.

Older Driver and General Population License Renewal Procedure

New Residents

Here is a list of items that must be provided by new residents of Nebraska within 30 days of establishing residency:

• Proof of U.S. Citizenship or Lawful Status, containing name, date of birth, and identity.
• Two documents showing proof of address
• Applicants must disclose their valid social security number which can be verified through the Social Security Administration

Comparative Negligence

In Nebraska, courts use a rule known as comparative negligence in the case if one driver is primarily at fault but the other driver is found to bear partial responsibility.Typically, blame is divided between the responsible parties based on the percentage of responsibility each has. The percentage of responsibility is then applied to the total cost of personal injury and property damage.

If the blame assigned to the person claiming damages is less than that assigned to the other parties, the plaintiff is entitled to damages — reduced by the percentage for which the plaintiff is responsible. However, if the blame assigned to the plaintiff is greater than that assigned to the other party or parties, the plaintiff is not entitled to damages.

Rules of the Road in Nebraska

Knowing the driving laws of Nebraska is important to keep your insurance rates down.Are you ready?

Fault vs. No-Fault

The first thing to know is that Nebraska follows a traditional fault-based system when it comes to financial responsibility for losses stemming from a crash: that includes car accident injuries, lost income, vehicle damage, and so on.

Keep Right and Move Over Laws

Nebraska law states that you should keep right if driving slower than the average speed of traffic around you with three exceptions. When it comes to moving over, the law states that when a driver comes upon an emergency vehicle parked on any multi-lane road, they must move over. This law has been in effect for over 10 years. The first offense in violating the move-over law will result in a fine of $100 for the first offense and up to seven days in jail and a fine of $500 for the second offense.

Speed Limits

In Nebraska, the maximum posted speed limits are 75 mph on rural interstates, 70 mph on urban interstates, 70 mph on limited access roads, and 65 mph on all other roads.

Seat belt, Carseat, and Cargo Area Laws

Seat belt use in Nebraska is secondarily enforced and requires anyone in the front seat to be 8 years old or older with a fine of $25 if violated.

Children 7 years and younger are required to be in a child safety seat. Children younger than 2 years old are required to be in a rear-facing child restraint or until the child outgrows the maximum allowable height or weight as prescribed by the manufacturer. An adult belt is permissible for children 8-17 years with a preference for the rear seat for children under the age of 7.

Nebraska’s law is secondary for those children who may be in safety belts and primary for those who must be in a child restraint device.

Currently, Nebraska state law regulates that transporting people in the cargo areas of pick-up trucks is reserved for those 18 and older with the exception of parades.

Ridesharing

Rideshare services like Uber and Lyft mandate that all their drivers carry personal car insurance policies that align or exceed the minimum coverages dictated by state law. Drivers rarely carry their own commercial car insurance coverage; however, Farmers, Geico, State Farm, and USAA provide rideshare insurance in Nebraska.

Learn more: Compare Commercial Car Insurance: Rates, Discounts, & Requirements [2023]

Automation on the Road

As of June 2018, Nebraska has deployed autonomous vehicles! According to the Insurance Institute for Highway Safety (IIHS), automation is the use of a machine or technology to perform a task or function that was previously carried out by a human. In driving, automation involves using radar, camera and other sensors to gather information about a vehicle’s surroundings, which is then used by computer programs to perform parts or all of the driving task on a sustained basis.

Nebraska permits two types of autonomous vehicles: automated-driving-system-equipped vehicles and driverless-capable vehicles. These two types of vehicles must be able to achieve “a minimal risk condition” in the event of a failure.An automated-driving-system-equipped vehicle is one that contains a licensed human; however, a driverless-capable vehicle can be operated remotely.

So why even have a human? Minimal risk condition, or fallback, ensures that the vehicle will be able to notify the human driver or remote operator of events in a way that enables the driver to regain proper control of the vehicle and manually bring the vehicle to a safe speed or a complete stop out of normal traffic lanes.

In the event of a crash or collision, the operator and/or vehicle is required to stay at the scene of the accident and comply with existing laws for conventional vehicles. While all of this is exciting and cool, state laws across the U.S. run the gamut when it comes to insurance requirements. Some states:

• Do not require liability insurance;
• Require owners to carry liability insurance but do not specify any regulations beyond that;
• Require 250 percent of the minimum coverage as defined by state law;
• Require vehicle owners to carry five million dollars in liability insurance; or
• Require 1.5 million in coverage for rideshare companies.

The real question is, can a machine be held liable? Well, based on Nebraska laws, it can be liable because a human is supposed to be present in the vehicle or present while operating it remotely. To remain consistent with Nebraska’s strict points system, points will be assessed for:

• Careless driving (inattentive, forgetful, inconsiderate) – 4 points
• Negligent driving (indifferent, offhand, neglectful) – 3 points

We assume these two categories can be applied to autonomous vehicles, whether a human is present or not.

Safety Laws in Nebraska

But wait, there’s more! Let’s dig deeper into the safety laws in Nebraska to protect you on the open road.

DUI Laws

In the table below is a description of Nebraska’s DUI insurance laws for first and multiple offenses.

Interestingly, the percent of Nebraska drivers in fatal crashes involving repeat offenders with a BAC level of 0.15 and over is 83.3 percent, which is considerably higher than the national percentage of 74.6 percent.

Unfortunately, it seems that Nebraska’s drunk drivers do not learn from the penalties of previous convictions. Nebraska does seem fairly lenient; only four other states have less severe penalties for the first offense. However, the repercussions spike considerably for the second offense.

Marijuana-Impaired Driving Laws

Nebraska doesn’t currently have a marijuana-specific impaired driving law that restricts blood toxicity levels.

Distracted Driving Laws

The state of Nebraska has somewhat lenient laws regarding hand-held device usage, cellphone usage, and texting as compared to other states.

Nebraska has an all-driver texting ban, drivers age 18 and under have a cell phone ban, there is no handheld ban, all three are secondarily enforced.

Secondary enforcement means that you must be pulled over for another offense to receive a citation.

Nebraska Fascinating Facts You Need to Know

Do you want to know how safe it really is for drivers in Nebraska? Well, the data our researchers found might surprise you.

Vehicle Theft in Nebraska

In 2016, there were just over 4,200 motor vehicle thefts in the state of Nebraska. Seventy-four percent of these thefts were in Omaha alone! Lincoln falls in second with only 342 thefts.

If you plan to drive to the big city, be extra careful. Hide your belongings, and don’t forget to lock up.

Here are the top-10 stolen cars in Nebraska.

Risky/Harmful Driving Behavior

The best way to stay safe while driving is to always keep your eyes on the road and stay aware of common risky driving issues in your state. In 2017, there were 43 traffic incident-related fatalities in Douglas County, comprising a 7.66 fatality rate per 100,000 of the population. Let’s explore this a bit further…

2017 State Level Traffic Fatalities

Due to low population density in most areas of the state of Nebraska, we display only state-level data below with the exception of two of the most populated counties (and, in some cases, more than two counties): Douglas and Lancaster. Omaha is located in Douglas County, and Lincoln is located in Lancaster County.

Fatalities by Person Type (State-wide)

Fatalities by Crash Type (State-wide)

Five-Year Trend by County (top ten)

Fatalities Involving Speeding and Alcohol-Impaired Driving

Teen Drinking and Driving

The data in the table below permits Nebraska to celebrate lower teen drinking fatalities; however, the state still ranks second in the nation for the number of teen arrests for drinking.

Luckily, law enforcement is catching these teens drinking underage before the worst of the worst can happen. Other programs to educate teens on the consequences of drinking and driving are effective as well.

EMS Response Time

Transportation

If you live in Nebraska, chances are you live in a household with one to three cars, drive alone to work, and spend anywhere from 5-24 minutes of your day commuting!

Commute Time

With an average commute time of only 17.8 minutes, and with 35 percent of the population driving fewer than 14 minutes to work, you’ve got it good, Nebraska! However, some residents of Nebraska (1.16 percent to be exact) suffer through a “super commute” — spending in excess of 90 minutes in the car! Maybe it’s time to move to the city?

Traffic Congestion

A great deal of Nebraska is rural with few than 10 people per square mile in the majority of the counties. There are two metropolitan cities which are Lincoln, Nebraska and Omaha, Nebraska. The traffic in these two cities may be overwhelming to a Nebraskan coming from a rural county, but Omaha is the 58th most congested city in the United States.

In 2018, each driver in Omaha spent 35 hours sitting in congestion which is $494 per driver.To put this in comparison, consider the traffic in Chicago, Illinois (the 3rd most congested city in the US). In the same year, Chicago drivers spent 138 hours sitting in congestion which is $1,920 per driver.

So, even though Omaha traffic may be a pain in the rear, there is 75 percent less congestion than Chicago.

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The Final Word on Comparing Nebraska Car Insurance Rates

Once you know what coverages you want to carry on your car, you can start shopping around for car insurance in Nebraska. Taking the time to compare Nebraska car insurance rates will help you find the best possible deal.

If you want to get started on finding cheap Nebraska car insurance, check out our free quote comparison tool. It will help you compare Nebraska car insurance companies to find the best deal possible.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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