Compare Volkswagen Atlas Car Insurance Rates [2024]
The cost of Volkswagen Atlas car insurance rates are $1,624 a year, or around $135 a month on average. You can find cheap Volkswagen Atlas insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $954 a year.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Dec 30, 2023
It’s all about you. We want to help you make the right coverage choices.
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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 30, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,624 a year or $135 each month
- A liability-only policy costs around $651 a year or $54 each month
- Highest rates are for teenage drivers at around $5,936 a year or $495 each month
- Good drivers can save as much as $670 a year by earning policy discounts
- Volkswagen Atlas insurance costs around $105 more per year than the average vehicle
Volkswagen Atlas insurance rates are about $105 more per year than the average vehicle with full coverage costing around $1,624 a year or $135 a month.
Good drivers can save up to $670 a year in policy discounts by practicing safe driving habits. Let’s take a quick look at Volkswagen Atlas insurance rates, safety ratings, and more.
You can start comparing quotes for Volkswagen Atlas car insurance rates from some of the best car insurance companies by using our free online tool now.
Volkswagen Atlas Insurance Cost
The average Volkswagen Atlas car insurance costs are $1,624 a year or $135 a month.
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Are Volkswagen Atlass Expensive to Insure?
The chart below details how Volkswagen Atlas insurance rates compare to other SUVs like the Mitsubishi Outlander Sport, Ford Explorer, and Chevrolet Suburban.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Volkswagen Atlas | $376 | $718 | $372 | $1,624 |
| Mitsubishi Outlander Sport | $280 | $512 | $332 | $1,260 |
| Ford Explorer | $308 | $470 | $372 | $1,308 |
| Chevrolet Suburban | $336 | $532 | $372 | $1,398 |
| Lexus LX 570 | $444 | $834 | $398 | $1,834 |
| Volkswagen Touareg | $372 | $690 | $390 | $1,610 |
| Ford Edge | $266 | $500 | $372 | $1,296 |
However, there are a few things you can do to find the cheapest Volkswagen insurance rates online.
What Impacts the Cost of Volkswagen Atlas Insurance?
You might have noticed that there is a multitude of factors that impact Volkswagen Atlas car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Volkswagen Atlas.
Age of the Vehicle
The average Volkswagen Atlas auto insurance rates are higher for newer models. For example, auto insurance rates for a 2020 Volkswagen Atlas cost $1,624, while 2018 Volkswagen Atlas rates are $1,586, a difference of $38.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Volkswagen Atlas | $376 | $718 | $372 | $1,624 |
| 2019 Volkswagen Atlas | $358 | $690 | $390 | $1,596 |
| 2018 Volkswagen Atlas | $344 | $686 | $398 | $1,586 |
Driver Age
Driver age can have a significant effect on Volkswagen Atlas car insurance rates. For example, 20-year-old drivers pay $1,987 more for their Volkswagen Atlas car insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Volkswagen Atlas insurance rates. For example, drivers in Los Angeles may pay $232 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on the cost of Volkswagen Atlas auto insurance. Teens and drivers in their 20’s see the highest jump in their Volkswagen Atlas car insurance with violations on their driving record.
Volkswagen Atlas Safety Ratings
The Volkswagen Atlas’s safety ratings will affect your Volkswagen Atlas car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Volkswagen Atlas Crash Test Ratings
Not only do good Volkswagen Atlas crash test ratings mean you are better protected in a crash, but good Volkswagen Atlas crash ratings also mean cheaper insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Volkswagen Atlas SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Volkswagen Atlas SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Volkswagen Atlas Cross Sport SUV FWD | N/R | N/R | N/R | N/R |
| 2020 Volkswagen Atlas Cross Sport SUV AWD | N/R | N/R | N/R | N/R |
| 2019 Volkswagen Atlas SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Volkswagen Atlas SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Volkswagen Atlas SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Volkswagen Atlas SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Volkswagen Atlas Safety Features
Having a variety of safety features on your Volkswagen Atlas can help lower your insurance costs. According to AutoBlog, the 2020 Volkswagen Atlas’s safety features include:
- A rearview camera
- Blind-spot monitoring
- Rear cross-traffic alert
- Forward collision warning
- Pedestrian detection
- Automatic emergency braking
- Front and rear parking sensors
- Hands-free parallel park assist
- A surround-view parking camera system
- Lane keep assist
- Automatic high-beam headlights
- Adaptive cruise control with low-speed traffic jam assist
Volkswagen Atlas Finance and Insurance Cost
If you are financing a Volkswagen Atlas, most lenders will require your carry higher Volkswagen Atlas coverage options including comprehensive coverage, so be sure to shop around and compare Volkswagen Atlas car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Volkswagen Atlas Insurance
If you want to reduce the cost of your Volkswagen Atlas insurance rates, follow these tips below:
- Check Reviews and State Complaints Before You Choose an Insurer
- Ask for a New Volkswagen Atlas Auto Insurance Rate Based on Your Improved Credit Score
- Remove Young Drivers from Your Volkswagen Atlas Insurance When They Move Out or Go to School
- Re-Check Volkswagen Atlas Quotes Every 6 Months
- Never Drink and Drive Your Volkswagen Atlas
Top Volkswagen Atlas Insurance Companies
Several top car insurance companies offer competitive rates for the Volkswagen Atlas rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Volkswagen Atlas drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Start comparing Volkswagen Atlas auto insurance quotes for free by using our FREE online comparison tool.
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Frequently Asked Questions
How much does Volkswagen Atlas car insurance cost?
On average, Volkswagen Atlas car insurance costs $1,624 per year or $135 per month.
Can I find cheap insurance rates for Volkswagen Atlas?
Good drivers with a clean record may find rates as low as $954 per year.
Why are Volkswagen Atlas insurance rates higher?
Volkswagen Atlas insurance rates are slightly higher than average due to factors like vehicle type and coverage.
What factors affect Volkswagen Atlas insurance rates?
Factors include the vehicle’s age, driver’s age, location, and driving record.
How can I save on Volkswagen Atlas insurance?
You can save by maintaining a good driving record, comparing quotes, and taking advantage of available discounts.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.