Compare Volvo S60 Car Insurance Rates [2025]
Auto insurance rates for a Volvo S60 average $1,544 a year, or around $129 a month. Good drivers can save as much as $2,382 a year over higher risk drivers.
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Sr. Director of Content
Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...
Sara Routhier
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Brandon Frady
Updated February 2024
Key takeaways:
- Full coverage costs around $1,544 a year or $129 each month
- A liability-only policy costs around $619 a year or $52 each month
- Highest rates are for teenage drivers at around $5,643 a year or $470 each month
- Good drivers can save as much as $637 a year by earning policy discounts
- Volvo S60 insurance costs around $25 more per year than the average vehicle
Volvo S60 insurance rates are slightly more than the average vehicle with full coverage costing on average $1,544 a year or $129 a month. The highest rates are for teens who will pay about $5,643 a year or $470 a month. Good drivers save up to $637 a year in policy discounts by practicing safe driving habits. We’re going to go over Volvo S60 insurance rates, crash test ratings, and more.
You can start comparing quotes for Volvo S60 car insurance rates from some of the best car insurance companies by using our free online tool now.
Volvo S60 Insurance Cost
The average Volvo S60 car insurance rates are $1,544 a year or $129 a month.
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Are Volvo S60s Expensive to Insure?
The chart below details how Volvo S60 insurance rates compare to other luxury cars like the Audi A6, Jaguar XE, and Acura TLX.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Volvo S60 | $332 | $656 | $398 | $1,544 |
| Audi A6 | $382 | $744 | $398 | $1,682 |
| Jaguar XE | $382 | $774 | $398 | $1,712 |
| Acura TLX | $332 | $686 | $398 | $1,574 |
| Volvo S90 | $356 | $714 | $398 | $1,626 |
| Porsche Panamera | $520 | $1,042 | $398 | $2,118 |
| Infiniti Q70 | $370 | $774 | $338 | $1,618 |
However, there are a few things you can do to find the cheapest Volvo insurance rates online.
Read more:
What Impacts the Cost of Volvo S60 Insurance?
The Volvo S60 trim and model you choose can impact the total price you will pay for Volvo S60 car insurance coverage.
Age of the Vehicle
The average Volvo S60 auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Volvo S60 cost $1,544, while 2011 Volvo S60 rates are $1,286, a difference of $258.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Volvo S60 | $332 | $656 | $398 | $1,544 |
| 2017 Volvo S60 | $320 | $640 | $416 | $1,534 |
| 2016 Volvo S60 | $310 | $612 | $430 | $1,510 |
| 2015 Volvo S60 | $292 | $592 | $442 | $1,484 |
| 2014 Volvo S60 | $282 | $548 | $452 | $1,440 |
| 2013 Volvo S60 | $270 | $516 | $456 | $1,400 |
| 2012 Volvo S60 | $258 | $464 | $460 | $1,340 |
| 2011 Volvo S60 | $242 | $426 | $460 | $1,286 |
Driver Age
Driver age can have a significant effect on Volvo S60 car insurance rates. As an example, a 30-year-old driver pays around $68 more each year for their Volvo S60 car insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Volvo S60 insurance rates. For example, drivers in New York may pay $402 a year more than drivers in Chicago.
Your Driving Record
Your driving record can have an impact on the cost of Volvo S60 auto insurance. Teens and drivers in their 20’s see the highest jump in their Volvo S60 auto insurance rates with violations on their driving record.
Volvo S60 Safety Ratings
Your Volvo S60 auto insurance rates are tied to the Volvo S60’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Volvo S60 Crash Test Ratings
Good Volvo S60 crash test ratings can lower your Volvo S60 auto insurance rates. See Volvo S60 crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Volvo S60 T8 Polestar Engineered 4 DR AWD | N/R | N/R | N/R | N/R |
| 2020 Volvo S60 T8 4 DR AWD | N/R | N/R | N/R | N/R |
| 2020 Volvo S60 T6 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2020 Volvo S60 T5 4 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2019 Volvo S60 T8 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Volvo S60 T6 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Volvo S60 T5 4 DR FWD | N/R | N/R | N/R | N/R |
| 2018 Volvo S60I 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Volvo S60I 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Volvo S60CC 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Volvo S60 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Volvo S60 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Volvo S60I 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Volvo S60I 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Volvo S60CC 4 DR AWD | N/R | N/R | N/R | N/R |
| 2017 Volvo S60 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Volvo S60 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Volvo S60I 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Volvo S60I 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Volvo S60CC 4 DR AWD | N/R | N/R | N/R | N/R |
| 2016 Volvo S60 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Volvo S60 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Volvo S60 Safety Features
The numerous safety features of the Volvo S60 help contribute to lower insurance rates. The 2020 Volvo S60 has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Auto-Leveling Headlights
- Lane Departure Warning
- Lane Keeping Assist
Volvo S60 Insurance Loss Probability
The Volvo S60’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Volvo S60, others are more favorable and lead to lower insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 3% |
|---|---|
| Property Damage | -15% |
| Comprehensive | -17% |
| Personal Injury | -24% |
| Medical Payment | -28% |
| Bodily Injury | -35% |
| Source: Insurance Institute for Highway Safety | |
Volvo S60 Finance and Insurance Cost
If you are financing a Volvo S60, most lenders will require your carry higher Volvo S60 coverages including comprehensive coverage, so be sure to compare Volvo S60 car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Volvo S60 Insurance
There are many ways that you can save on Volvo S60 car insurance. Below are five actions you can take to find cheap Volvo S60 auto insurance rates.
- Check Reviews and State Complaints Before You Choose an Insurer
- Remove Young Drivers from Your Volvo S60 Insurance When They Move Out or Go to School
- Park Your Volvo S60 Somewhere Safe – like a Garage or Private Driveway
- Take Public Transit Instead of Driving Your Volvo S60
- Check Your Volvo S60 Policy Carefully to Ensure All Information is Correct
Top Volvo S60 Insurance Companies
Who is the top auto insurance company for Volvo S60 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo S60 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volvo S60 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Volvo S60 Insurance Quotes Online
Start comparing Volvo S60 auto insurance quotes for free by using our FREE online comparison tool.
Frequently Asked Questions
Can I save money on Volvo S60 insurance by comparing quotes online?
Yes, comparing quotes online from multiple insurers helps find affordable Volvo S60 car insurance coverage tailored to individual needs.
Which insurance companies offer Volvo S60 car insurance coverage?
Top insurance companies offering Volvo S60 coverage include State Farm, Geico, Progressive, Liberty Mutual, Allstate, Travelers, USAA, Chubb, Farmers, and Nationwide. Comparing quotes online helps find the best rates.
How do Volvo S60 safety ratings affect insurance rates?
Good safety ratings for Volvo S60 can lead to lower insurance premiums, as determined by organizations like IIHS and NHTSA.
Are Volvo S60s more expensive to insure compared to other luxury cars?
Volvo S60 insurance rates are slightly higher than average, but when compared to other luxury cars like Audi A6, Jaguar XE, and Acura TLX, rates are similar or slightly lower.
Which age group has the highest insurance rates for Volvo S60?
Teenage drivers generally face the highest insurance rates for Volvo S60 cars, with an average cost of around $5,643 per year or $470 per month.
How can I save on Volvo S60 car insurance?
Saving on Volvo S60 car insurance is possible by maintaining a clean driving record, opting for higher deductibles, taking advantage of discounts, parking in a safe location, and comparing quotes from multiple insurers.
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