Compare GMC Denali Car Insurance Rates [2024]
Denali car insurance costs average $134 a month. Denalis are expensive, luxury vehicles, so they are costly to insure. They're also stolen more often than other vehicles.
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Brandon Frady
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Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
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UPDATED: Nov 8, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 8, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Denalis are expensive, luxury vehicles, so they are costly to insure
- They are stolen more often than other vehicles, so that drives up their insurance costs as well
- You can look for discounts to save on your car insurance premiums
The cost of car insurance for a Denali depends on many separate factors, most notably who the driver is and what is on their driving record.
In addition, different insurance companies will charge different amounts for insuring the same car. This is because insurance companies all have different guidelines that are followed when insuring different vehicles.
The Denali is manufactured by GMC and is a name that is given to all the top of the line models of heavy trucks within the GMC family. This includes sport utility vehicles and pick-up trucks.
In general, the use of the moniker Denali signifies the most expensive and high-end models of that particular vehicle. In fact, the GMC Yukon XL Denali has an MSRP of nearly $60,000.
Any GMC vehicle that is a Denali will typically be expensive to insure due to the high replacement cost, as well as the possibility of the vehicle being stolen.
Are you looking to insure your GMC Denali? Enter your ZIP code in the box above to get car insurance rates today.
How does my driving record affect the car insurance cost of a Denali?
All insurance companies look at your driving record when determining the rates of your car insurance premium.
If you are attempting to insure a Denali, the insurance companies will see if you are in a high-risk situation of getting in an accident.
For example, if you have been in several accidents, even if they were only fender benders, your rate might increase because the Denali is a very large vehicle and can be difficult to drive around, especially in smaller spaces like parking lots.
Denalis also tend to have larger engines, which in turn make them faster.
If you have a history of speeding tickets and are looking to insure a Denali, your rate might be higher because the insurance company sees you as a risk of another moving violation.
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Does anything else affect my insurance rates for a Denali?
In addition to driving records, car insurance companies look at the theft rate of vehicles when determining insurance costs.
While there is no specific information on Denalis in the list of the Top 10 most stolen cars, the GMC Yukon is ranked 10th with a rate of nearly six out of every 1,000 cars stolen in 2009, the latest year that the data is available.
In addition, the average claim cost of a GMC Yukon is $9,500. Considering that the Yukon Denali is the most expensive model available, the average claim amount will most likely be higher.
All of these factors come into play when insurance companies are determining insurance premium rates.
How can I save money on my Denali insurance?
In most cases, you will not save money simply because you are driving a Denali.
In fact, if you are driving a Denali, a vehicle that is stolen nearly three times more often than the average car and has a replacement cost of nearly 50 percent higher than the average vehicle, your rate will be higher.
However, if you are planning on insuring a Denali, there are certain ways that you can save money. The first step would be to call your insurance agent and simply ask if there are any discounts for which you are eligible.
Most insurance companies offer many different discounts, no matter what type of vehicle you drive.
Some examples of discounts for someone driving a Denali would be the following:
- A good driver discount – can save you as much as 10 percent on the cost of your car insurance premium simply for being what insurance companies classify as being a good driver
- A multi-policy discount – available if you insured your Denali with an insurance company and also had another policy such as homeowner’s or life with the same company
- A pay-in-full discount – if you are insuring you Denali and making monthly insurance payments, you may be able to save some costs by paying your premium in full
Looking for ways to insure your Denali but can’t find car insurance rates online? Enter your ZIP code now!
Frequently Asked Questions
Is car insurance more expensive for a GMC Denali compared to other vehicles?
The cost of car insurance for a GMC Denali can vary depending on several factors, including the model year, trim level, engine size, and the driver’s profile. Generally, insurance rates for luxury vehicles like the GMC Denali tend to be higher due to their higher market value and potentially higher repair costs. However, insurance rates can also be influenced by other factors, such as the driver’s age, driving record, location, and coverage options.
What are the factors that can affect insurance rates for a GMC Denali?
Several factors can influence insurance rates for a GMC Denali. These include the driver’s age, driving record, location, annual mileage, credit history, and the level of coverage selected. Additionally, the cost of parts and repairs specific to the GMC Denali model can also impact insurance rates.
Are there any specific discounts available for GMC Denali car insurance?
Insurance providers often offer various discounts that can help lower the insurance premiums for a GMC Denali. Some common discounts include multi-vehicle discounts, safe driver discounts, bundling discounts, and discounts for vehicles equipped with safety features such as anti-lock brakes, airbags, and security systems. It’s advisable to inquire with insurance providers about the specific discounts they offer.
Can I get specialized insurance coverage for my GMC Denali?
Yes, many insurance providers offer specialized coverage options for luxury vehicles like the GMC Denali. These may include comprehensive coverage, which provides protection against theft, vandalism, and non-collision-related damages, as well as collision coverage to cover damages resulting from an accident. Additionally, you may also consider gap insurance, which covers the difference between your car’s value and the amount you owe on a lease or loan in the event of a total loss.
How can I find affordable car insurance for my GMC Denali?
To find affordable car insurance for your GMC Denali, it’s recommended to shop around and compare quotes from different insurance providers. Additionally, maintaining a good driving record, bundling your car insurance with other policies, opting for higher deductibles, and taking advantage of available discounts can help lower your insurance premiums. It’s also helpful to review your coverage periodically to ensure it aligns with your current needs.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.